85 LANCELOT DRIVE, PALM COAST, FL, 32137
Active43 days on marketListed Aug 28, 2026MLS #FC321041
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Thu, Oct 15
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About this home
85 LANCELOT DRIVE
Enjoy no HOAs in this solid concrete block exquisite home situated on the corner on a double lot. It is a masterpiece of craftsmanship, offering an exceptional blend of elegance and functionality. With many new big-ticket items, built in 2002, this unique sanctuary boasts a three car garage, three spacious bedrooms and two bathrooms, extending over 2,529 square feet. The heart of the home is an expansive open kitchen, ideal for culinary adventures and fostering connection. Every corner is adorned with exquisite woodwork, adding warmth and character throughout. The resort-style outdoor area is a true oasis, featuring motorized retractable screens on the lanai for seamless indoor-outdoor living. Set on a meticulously landscaped 0.46-acre double lot, the property is a tropical paradise complete with garden walks, an outdoor fireplace, soothing water fountains, and an enchanting in-ground mini pond fountain with a bridge. The area is ingeniously designed to allow a gentle breeze to flow through (passive solar cooling), enhancing the serene ambiance. This distinctive and exceptional property is a haven for those seeking a unique and original retreat. More details: The roof is just five years old. The newer AC is an energy saver that is just one year old. The hot water heater is under one year old. The home has new double insulated windows throughout and all brand-new sliding glass doors. New carpet in all three bedrooms. Much of the home is hardwood and tiled. The roof was replaced in 2021. The stove is under two years old. The refrigerator is under two years old. There is a large compressor under the cupboard in the garage that will convey and it has a convenient hose located in the corner near the garage opening and there are two sheds for more storage. All of the ceiling fixtures convey. This property is conveniently located near to hiking and biking trails, schools; just 2.5 miles from Belle Terre Elementary School; dining, doctors, and churches are also nearby. Just 10.9 miles from Hammock Dunes Beach, 15.7 miles from Flagler Beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,529
Sqft
0.46 ac
Lot size
3
Garage
2002
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,639 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.6%
$/sqft vs 04 FAIRWAYS
$206 vs $193
Days on market
43 vs 73 typical
Where $206/sqft sits among the 17 homes for sale in 04 FAIRWAYS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 17
04 FAIRWAYS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 85 LANCELOT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$495,000
82 LANCELOT DRIVE · same community
4 bd · 2.5 ba · 2,570 sqft · $193/sqft · 192 DOM
Sold · Apr ’26$421,400
29 LOUISIANA DRIVE · same community
4 bd · 3 ba · 2,332 sqft · $181/sqft · 41 DOM
Sold · May ’26$410,000
119 LINDSAY DRIVE · same community
4 bd · 2 ba · 2,294 sqft · $179/sqft · 326 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 85 LANCELOT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 85 LANCELOT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
85 LANCELOT DRIVE FAQs
What would the monthly payment be for 85 LANCELOT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,639/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 85 LANCELOT DRIVE?+
The most recent tax bill on record (2026) was $2,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $520,000, this home is listed about 33% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 85 LANCELOT DRIVE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 37% above the PALM COAST 32137 median — but at 2,529 sqft it's also 34% larger than the typical Palm Coast listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Belle Terre Elementary School, Indian Trails Middle School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ATLANTIC, LLC · Cody Biggs. MLS #FC321041.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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