229 N HIGHWAY 17, PALATKA, FL, 32177
Active35 days on marketListed Sep 8, 2026MLS #FC321270
About this home
229 N HIGHWAY 17
Excellent vacant land opportunity in Palatka! This approximately 0.79-acre parcel is located along busy four-lane Highway 17, just north of Highway 100 and the downtown area. The property features C-2 Commercial and R-2 Residential split zoning, offering a variety of potential uses. Conveniently located with excellent visibility and accessibility, this property is ideal for a future business, investment, or residential development. Buyer to verify zoning, permitted uses, utilities, and all property information with the appropriate governmental agencies.
Facts & features
The home at a glance
0.79 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$972 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$972/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$191K → $245K
Palatka median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 229 N HIGHWAY 17
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$40,000
101 PECAN STREET · same community
2 bd · 1 ba · 0 sqft · 348 DOM
Sold · Sep ’26$300,000
101 BROWNING AVENUE · same community
4 bd · 2.5 ba · 2,088 sqft · $144/sqft · 151 DOM
Sold · Dec ’25$155,000
1701 WAPALAW STREET
2 bd · 1 ba · 840 sqft · $185/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 229 N HIGHWAY 17 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 229 N HIGHWAY 17 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
229 N HIGHWAY 17 FAQs
What would the monthly payment be for 229 N HIGHWAY 17?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 229 N HIGHWAY 17?+
The most recent tax bill on record (2025) was $1,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $115,000, this home is listed about 59% below the Palatka median of $279,500. The market section on this page shows how the area is trending.
Which schools are assigned to 229 N HIGHWAY 17?+
Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX SIGNATURE · Clarissa Swartzlander. MLS #FC321270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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