CENTURY 21 Edge
$363,9992 bd2 ba1,308 sqft$278 /sqft$3,150 /mo all-in ↓

294 GYPSY PALACE LANE, DAYTONA BEACH, FL, 32124

Active11 days on marketListed Sep 9, 2026MLS #FC321278

Priced 8% below the DAYTONA BEACH 32124 medianSingle Family ResidenceLATITUDE/DAYTONA BEACH CLOAR

About this home

294 GYPSY PALACE LANE

Welcome to this beautifully upgraded Camellia Conch Cottage in Latitude of Daytona Beach, offering 2 bedrooms and 2 baths with thoughtful enhancements throughout. From the moment you enter, the attention to detail is evident, including tile plank flooring throughout, upgraded 5.25-inch molding, recessed lighting, ceiling fans, and white faux wood blinds on every window. The inviting living room features a striking shiplap ceiling with decorative beams, creating a warm coastal feel. The upgraded kitchen is designed for both style and function, featuring soft-close cabinetry with crown molding, convenient pullout shelves, recessed lighting, and a designer backsplash. Both bathrooms have been beautifully upgraded with cabinetry, granite countertops, and rectangular undermount sinks. The guest bath features a tub and shower combination with beautiful tile extending from the tub surround to the ceiling. The primary bath features upgraded cabinetry with a center row of drawers, granite countertops, rectangular undermount sink, and a stunning floor-to-ceiling tiled shower tower with a built-in footrest. Enjoy Florida living from the screened porch with durable 20/20 mesh, perfect for relaxing or entertaining. Additional features include a whole-house water filtration system, ceiling fans throughout the home and porch, and an insulated area above the garage for added comfort. The garage is exceptionally functional with a hanging storage rack and utility sink, providing plenty of convenience and storage. Furnishing options provide added flexibility, with the home available furnished or unfurnished. If purchased furnished, the furnishings can be included with the exception of the living room sofa and loveseat. The primary bedroom also features a premium Sleep Number bed, originally purchased for $6,700. Enjoy an incredible lifestyle with a lively community town center where live music entertains residents every Friday and Saturday evening. Relax beside the beautiful tropical lagoon-style resort pool featuring live music daily, or take a dip in either of two additional heated pools, including a sports pool and an indoor lap pool. Stay active with tennis, pickleball, bocce, and pool volleyball, while four-legged residents can enjoy the golf cart-friendly dog park. Explore your creative side in the pottery and woodworking studios, take in a performance at the theater, or gather with friends and neighbors at the Bar & Chill restaurant. A private oceanfront beach club featuring comfortable loungers, umbrellas, and a heated pool provides the ideal place to enjoy the coastal lifestyle. Lawn care, landscaping, exterior painting, and roof maintenance are included, giving you more time to relax and take advantage of all this thoughtfully designed community has to offer. Schedule your private tour today and discover the resort-style lifestyle waiting for you in Latitude of Daytona Beach! All information recorded in the MLS is intended to be accurate but cannot be guaranteed.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,308

Sqft

0.09 ac

Lot size

2

Garage

2024

Year built

One

Levels

$278

Per sqft

Partially55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · In Wall Pest System · Open Floorplan · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$375/mo
Taxes (2025)$3,734/yr
PetsYes
CommunityGulf/Ocean Front · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,150 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,143
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$311
HOA fee — from the listing$375
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,740Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,740
Interest rate6.00%
Loan term

Estimated payment

$3,150/mo

Principal & interest$2,143
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$311
HOA / condo fee$375
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $364K
$346KedgeAI estimate $366,326 · range $360K$373K$387K

vs edgeAI estimate

−0.6%

$/sqft vs Daytona Beach actives

$278 vs $236

Days on market

11 vs 60 typical

Where $278/sqft sits among the 400 Daytona Beach actives

97
96
81 · this home
61
32
33
$126–179$179–232$232–284$284–337$337–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Drive times from this address

Downtown Orlando63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

For the school run

Volusia County School District

ElementaryChampion Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

245 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $363,999 · 11 days on market since
2024Built · LATITUDE/DAYTONA BEACH CLOAR

Reality check

What actually sold near 294 GYPSY PALACE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

317 GYPSY PALACE LANESold · Jan ’26

$360,000

317 GYPSY PALACE LANE · same community

2 bd · 2 ba · 1,321 sqft · $273/sqft · 234 DOM

309 GYPSY PALACE LANESold · Apr ’26

$375,000

309 GYPSY PALACE LANE · same community

2 bd · 2 ba · 1,205 sqft · $311/sqft · 131 DOM

244 GYPSY PALACE LANESold · Apr ’26

$415,000

244 GYPSY PALACE LANE · same community

2 bd · 2 ba · 1,466 sqft · $283/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 294 GYPSY PALACE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 294 GYPSY PALACE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

294 GYPSY PALACE LANE FAQs

What would the monthly payment be for 294 GYPSY PALACE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,150/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 294 GYPSY PALACE LANE?+

The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 294 GYPSY PALACE LANE?+

The most recent tax bill on record (2025) was $3,734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 294 GYPSY PALACE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $363,999, this home is listed about 26% above the Daytona Beach median of $289,270. The market section on this page shows how the area is trending.

Which schools are assigned to 294 GYPSY PALACE LANE?+

Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY PROS ASSURED · Daniel Robinson. MLS #FC321278.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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