13 BAY POINT DRIVE, ORMOND BEACH, FL, 32174
Active59 days on marketListed Sep 9, 2026MLS #FC321286
About this home
13 BAY POINT DRIVE
ENJOY EXQUISITE LUXURY LIVING IN THIS STUNNING CUSTOM BUILT 3-BEDROOM 3.5 BATH (**THREE EN-SUITES**) POOL HOME OVERLOOKING THE GOLF COURSE IN PLANTATION BAY... A GORGEOUSE PRIVATE GATED COMMUNITY OFFERING 24-HOUR SECURITY & WORLD CLASS AMMENITIES. THIS GORGEOUS CONTEMPORARY ESTATE HOME FEATURES MODERN ARCHITECTURAL DESIGN, 22' SOARING CEILINGS, NATURAL LIGHT FROM ALL ANGLES VIA NEW ANDERSON DOORS & WINDOWS & 2ND STORY WRAP AROUND BALCONIES OVERLOOKING POOL AND GOLF COURSE SURROUNDED BY NATURE & WILDLIFE. GORMET CHEF'S KITCHEN OFFERS MODERN UPDATING INCLUDING EUROPEAN CABINETRY W/UNDERLIGHTING, QUARTZ COUNTERS, CENTER ISLAND, BREAKFAST BAR, STAINLESS APPLIANCES W/PULL OUT MICROWAVE DRAWER, PENDANT LIGHTING & GORGEOUS LUXURY VINYL PLANK FLOORING. EXTENDED FORMAL DINING IS THE PERFECT SETTING FOR LARGE FAMILY GATHERINGS & CELEBRATIONS ACCENTED BY BUILT-IN ELECTRIC FIREPLACE CREATING A WARM ELEGANT AMBIANCE! ENJOY COMFORT AND STYLE IN SPACIOUS LIVING ROOM FEATURING 22-FT CEILINGS, NEW EXPANSIVE WINDOWS AND DOORS AND BEAUTIFUL VIEWS OVEROOKING THE POOL DECK AND GOLF COURSE. PRIVATE FIRST FLOOR PRIMARY SUITE WITH ACCESS DOOR TO COVERED LANAI & ENTERTAINING AREA. SPA-LIKE ENSUITE OFFERS DOUBLE SINK VANITY, WALK-IN SHOWER, GARDEN TUB, LOTS OF STORAGE SPACE AND WALK-IN CLOSET. FIRST FLOOR HAS A CONVENIENT UPDATED HALF GUEST BATH, INSIDE LAUNDRY AND HOME OFFICE OR FLEX ROOM PERFECT FOR WORKOUT SPACE, CRAFT ROOM OR MEDIA ROOM. WIDE SPIRAL STAIRCASE LEADS TO THE SECOND FLOOR WITH MORE NATURAL LIGHT, OPEN SPACES AND TWO SPACIOUS BEDROOM SUITES WITH FULL BATHS... SO MANY OPTIONS WITH THREE SIDED WRAP AROUND BALCONIES AND A SEPARATE PRIVATE BALCONY OFF WEST FACING BEDROOM. GREAT SPACES FOR ENTERTAINING, RELAXING, GARDENING, YOGA AND A PEACEFUL SPACE TO ENJOY THE GORGEOUS VIEWS AND WILDLIFE. PLANTATION BAY OFFERS THREE GUARD GATES, AND A VARIETY OF CLUB MEMBERSHIPS INCLUDING 45 HOLES OF CHAMPIONSHIP GOLF AT THREE COURSES, TWO DRIVING RANGES, GOLF INSTRUCTIONAL CENTER, TENNIS & PICKLEBALL COURTS, A STATE-OF-THE-ART FITNESS CENTER, TWO CLUBHOUSES INCLUDING FOUNDERS CLUB WHICH IS A SHORT WALK OR GOLF CART RIDE FROM THE HOUSE.... OFFERING FINE AND CASUAL DINING... THIS IS TRULY A ONE-OF-A-KIND PRIVATE COMMUNITY WITH SOMETHING FOR EVERYONE!SO MUCH TO LOVE ABOUT THIS COMMUNITY!!!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,596
Sqft
0.28 ac
Lot size
2
Garage
1987
Year built
Two
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,289 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,289/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.4%
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$233 vs $215
Days on market
59 vs 69 typical
Where $233/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,985
Median age
69
Median income
$84,834
Median home value
$497,599
Avg household
2
Households w/ children
88%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $400K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
4 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 BAY POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,475,000
410 WINGSPAN DRIVE · same community
4 bd · 4 ba · 3,055 sqft · $483/sqft · 93 DOM
Sold · Oct ’26$685,000
945 STONE LAKE DRIVE · same community
4 bd · 3 ba · 2,910 sqft · $235/sqft · 338 DOM
Sold · Aug ’26$1,525,000
610 WOODBRIDGE DRIVE · same community
3 bd · 3 ba · 2,806 sqft · $543/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 13 BAY POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 BAY POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13 BAY POINT DRIVE FAQs
What would the monthly payment be for 13 BAY POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 BAY POINT DRIVE?+
The most recent tax bill on record (2025) was $6,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13 BAY POINT DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $839,000, this home is listed about 110% above the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 BAY POINT DRIVE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Shannon FitzPatrick. MLS #FC321286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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