5 BAY POINTE DRIVE, ORMOND BEACH, FL, 32174
Active9 days on marketListed Oct 29, 2026MLS #FC322466
About this home
5 BAY POINTE DRIVE
Welcome to 5 Bay Pointe Drive, beautifully situated on a desirable corner lot within a quiet cul-de-sac in the prestigious, gated Plantation Bay Golf & Country Club community! Featuring a spacious, wide-open floor plan designed for comfortable living and effortless entertaining, this home offers the perfect combination of functionality, charm, and the Florida lifestyle. The thoughtfully designed layout creates a bright, inviting atmosphere with an easy flow between the main living spaces, while the third full bathroom adds exceptional convenience and flexibility for family members and guests alike. Outside, the premium corner-lot setting provides an added sense of space, while the durable tile roof offers lasting appeal, longevity, and reduced maintenance compared to traditional roofing materials. Plantation Bay is renowned for its beautifully landscaped surroundings, peaceful atmosphere, and outstanding lifestyle amenities. Residents have access to a gated community featuring scenic walking areas, while optional country club memberships offer championship golf, tennis, pickleball, swimming pools, fitness facilities, clubhouse dining, and more. Ideally located just minutes from shopping, restaurants, everyday conveniences, and the beautiful Atlantic beaches of Ormond Beach and Flagler Beach, this property delivers an exceptional balance of tranquility and accessibility. With its open-concept design, three full bathrooms, durable tile roof, and sought-after corner cul-de-sac location, 5 Bay Pointe Drive is an opportunity you won't want to miss! Schedule your private showing today and experience everything Plantation Bay has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,537
Sqft
0.23 ac
Lot size
1988
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,615 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,615/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.4%
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$227 vs $215
Days on market
9 vs 69 typical
Where $227/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,985
Median age
69
Median income
$84,834
Median home value
$497,599
Avg household
2
Households w/ children
88%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $400K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
4 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 BAY POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$529,000
31 GALE LANE · same community
4 bd · 3 ba · 2,596 sqft · $204/sqft · 1 DOM
Sold · Feb ’26$745,000
665 SOUTH LAKE DRIVE · same community
4 bd · 2.5 ba · 2,601 sqft · $286/sqft · 212 DOM
Sold · Oct ’26$655,000
648 SOUTHLAKE DRIVE · same community
3 bd · 3.5 ba · 2,463 sqft · $266/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5 BAY POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 BAY POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 BAY POINTE DRIVE FAQs
What would the monthly payment be for 5 BAY POINTE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,615/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 BAY POINTE DRIVE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 BAY POINTE DRIVE?+
The most recent tax bill on record (2025) was $6,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 BAY POINTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $575,000, this home is listed about 44% above the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5 BAY POINTE DRIVE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Alex Martin. MLS #FC322466.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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