66 SAGE HEN DRIVE, ST AUGUSTINE, FL, 32095
Active9 days on marketListed Sep 11, 2026MLS #FC321337
About this home
66 SAGE HEN DRIVE
Welcome to this spacious 4-bedroom, 3-bathroom home in the highly desirable Preserve at Bannon Lakes, where modern living meets resort-style amenities and an unbeatable St. Augustine location. Offering 2,096 square feet of living space, a 2-car garage, and a screened-in lanai overlooking the water, this home is ready to enjoy. The open and functional interior features LVP flooring throughout the main living areas, tile flooring in the bathrooms, and a kitchen with stainless steel electric appliances. The screened-in lanai creates the perfect spot to enjoy your morning coffee, unwind at the end of the day, or take in the peaceful water view. Practical features include rain gutters around the entire home and a reclaimed-water irrigation system. Preserve at Bannon Lakes is a natural gas community, providing natural gas throughout the community, while this home is equipped with electric appliances. Life in Preserve at Bannon Lakes feels like a vacation every day with an impressive collection of resort-style amenities, including a 5,000-square-foot pool, clubhouse, fitness center, pickleball and tennis courts, dog parks, and scenic walking trails. And the location is hard to beat—just minutes from the beautiful beaches of St. Augustine and historic downtown St. Augustine, with its restaurants, shopping, entertainment, and rich history. If you're looking for a newer home with water views, plenty of space, and an amenity-rich community in the St. Augustine area, this one deserves a look!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,096
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,906 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,906/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$224 vs $238
Days on market
9 vs 37 typical
Where $224/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bannon Lakes
Get to know St Augustine. See the full St Augustine guide →
Bannon Lakes — neighborhood snapshot
Population
1,236
Median age
36
Median income
$118,561
Median home value
$469,900
Avg household
3
Households w/ children
202
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 66 SAGE HEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
274 BLIND OAK CIRCLE
4 bd · 3 ba · 2,093 sqft · $203/sqft · 0 DOM
Sold · Aug ’26$406,000
74 CARDINAL BRANCH LANE
3 bd · 2 ba · 1,984 sqft · $205/sqft · 115 DOM
Sold · Dec ’25$657,000
185 RENWICK PARKWAY
4 bd · 3 ba · 2,264 sqft · $290/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 66 SAGE HEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 66 SAGE HEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
66 SAGE HEN DRIVE FAQs
What would the monthly payment be for 66 SAGE HEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,906/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 66 SAGE HEN DRIVE?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 66 SAGE HEN DRIVE?+
The most recent tax bill on record (2025) was $8,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 66 SAGE HEN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $469,000, this home is listed about 7% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 66 SAGE HEN DRIVE?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 23% above the ST AUGUSTINE 32095 median — but at 2,096 sqft it's also 25% larger than the typical St Augustine listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Deidre Vlassis. MLS #FC321337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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