4 BURNING EMBER LANE, PALM COAST, FL, 32137
Active17 days on marketListed Sep 23, 2026MLS #FC321601
About this home
4 BURNING EMBER LANE
Welcome home to this beautiful, spacious two-story pool home in Palm Coast! With 2,733 square feet, 4 bedrooms and 2.5 baths on an oversized 17,000+ sqft lot, there's room to grow into this one for years to come. The current owners have put real care into this home, and 2025 brought a long list of updates: New paver driveway and walkways, a new fence, a new shed, fresh exterior and garage paint with epoxy garage floors, new backyard pavers and patio, and updated irrigation front and back. Inside, most of the main level got new flooring, the home was freshly painted throughout, and the kitchen was refreshed with a new backsplash, fridge and range. You'll also find a new powder-coated stair railing, updated fireplace tile, new ceiling fans (some Bluetooth), new light fixtures throughout, and updated bathroom fixtures. There's even a private, dedicated office room, perfect for working from home in comfort. The spacious fourth bedroom is currently being used as a bonus room, but could easily serve as an additional living space, media room, playroom or whatever best fits your needs. For peace of mind, the major mechanicals are all solid as well, with a 2021 roof, 2016 HVAC, and 2022 solar for the pool, there's plenty of life left in all of them. Step outside to your own sparkling, screened-in pool, complete with a freshly painted, non-slip deck for safe, comfortable lounging year-round. The spacious backyard gives you plenty of room to entertain, relax or just enjoy the Florida sunshine. You're also just minutes from schools (elementary through high school), plus easy access to I-95 and US-1 for commuting. Palm Coast sits right between St. Augustine and Daytona Beach, and with 200+ miles of walking and biking trails throughout Palm Coast and Flagler County, outdoor lovers will feel right at home. Come see everything this special home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,733
Sqft
0.4 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,063 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,063/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.5%
$/sqft vs PALM COAST SEC 35
$216 vs $187
Days on market
17 vs 73 typical
Where $216/sqft sits among the 25 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
16 of 25
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 BURNING EMBER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$382,000
23 BURNHAM LANE · same community
3 bd · 2.5 ba · 2,726 sqft · $140/sqft · 54 DOM
Sold · Apr ’26$459,000
14 BURNLEY PLACE · same community
5 bd · 2.5 ba · 2,718 sqft · $169/sqft · 81 DOM
Sold · Jun ’26$445,000
23 BURNING VIEW LANE · same community
4 bd · 3 ba · 2,712 sqft · $164/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4 BURNING EMBER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 BURNING EMBER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 BURNING EMBER LANE FAQs
What would the monthly payment be for 4 BURNING EMBER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4 BURNING EMBER LANE?+
The most recent tax bill on record (2025) was $6,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 BURNING EMBER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $589,000, this home is listed about 51% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4 BURNING EMBER LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,000 runs 55% above the PALM COAST 32137 median — but at 2,733 sqft it's also 45% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALM WAVE REALTY · Eric Gerlach. MLS #FC321601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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