8 COLLEEN COURT, PALM COAST, FL, 32137
Active17 days on marketListed Sep 25, 2026MLS #FC321658
About this home
8 COLLEEN COURT
Experience the Florida waterfront lifestyle in this 3 bedroom, 2 bath split floor plan home located near the end of a quiet saltwater canal in Palm Harbor. Offering 1,631 square feet of living space, 60 feet of bulkhead and a private boat lift, this home features high ceilings, arched openings, rounded corners and abundant natural light. Sliding glass doors from the primary bedroom, living area and additional bedroom connect the interior to the waterfront setting. The kitchen features granite countertops and flows naturally into the main living areas. outside, enjoy peaceful canal views and direct access to Palm Coasts, waterways. Additional features include an HVAC system updated in 2021, epoxy coated garage flooring and a tucked away laundry area. Linear Park is nearby, along with convenient access to shopping, dinning and all that Palm Coast has to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,631
Sqft
0.17 ac
Lot size
2
Garage
1998
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,740 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
$/sqft vs PALM COAST SEC 16
$291 vs $331
Days on market
17 vs 72 typical
Where $291/sqft sits among the 11 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 11
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 COLLEEN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
14 CLEAR COURT · same community
3 bd · 2 ba · 1,578 sqft · $285/sqft · 270 DOM
Sold · Jun ’26$776,000
12 COMET COURT · same community
3 bd · 2 ba · 1,727 sqft · $449/sqft · 115 DOM
Sold · Sep ’26$445,000
40 COLUMBIA LANE · same community
3 bd · 2 ba · 1,744 sqft · $255/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8 COLLEEN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 COLLEEN COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8 COLLEEN COURT FAQs
What would the monthly payment be for 8 COLLEEN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8 COLLEEN COURT?+
The most recent tax bill on record (2025) was $6,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $474,900, this home is listed about 22% above the Palm Coast median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8 COLLEEN COURT?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,900 runs 25% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $474,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAKE ACTION PROPERTIES, LLC · Robert Keith. MLS #FC321658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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