172 S VIRGINIA AVENUE, CENTER HILL, FL, 33514
Active344 days on marketListed Nov 13, 2025MLS #G5104486
About this home
172 S VIRGINIA AVENUE
Welcome to one of Center Hill’s most charming homes—now available and beautifully updated! This delightful 2 bedroom, 2 full bath residence combines small-town comfort with modern upgrades. Remodeled in 2018 and beyond, the home features a NEW 2018 roof, NEW 2018 A/C system, NEW 2018 flooring, and refreshed kitchen and NEW bathrooms, giving you peace of mind and contemporary style. Can’t wait to explore? Step through the front door into a warm, inviting living room that seamlessly flows into the dining area and open kitchen—an ideal layout for gatherings of any size. One bathroom offers a convenient walk-in shower, while the other showcases a new soaking tub, perfect for unwinding. The spacious primary bedroom includes a generous walk-in closet, and the indoor laundry room off the kitchen provides extra storage for all your essentials. Outside, you’ll love the newer shed, complete with power, double-door entry for your ATV, golf cart, or mower, plus a separate walk-in door—great for hobby space or extra storage. Located in the heart of Center Hill, this home captures true small-town charm with just a few local spots, yet remains conveniently close to surrounding towns for everything you need. A move-in ready gem with modern updates and timeless appeal—come experience the charm of Center Hill living, book your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,170
Sqft
0.29 ac
Lot size
1957
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,970 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Center Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Center Hill. See the full Center Hill guide →
CENTER HILL 33514 — neighborhood snapshot
Population
2,310
Median age
46.6
Median income
$73,365
Median home value
$200,000
Avg household
2.97
Households w/ children
191
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Center Hill market
$250K → $390K
Center Hill median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Center Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the CENTER HILL 33514 median. See the full Center Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 172 S VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$520,000
6810 N BRANCH AVENUE · same community
3 bd · 1 ba · 1,294 sqft · $402/sqft · 77 DOM
Sold · Sep ’26$260,000
6802 N NAVIN AVENUE · same community
3 bd · 1 ba · 1,873 sqft · $139/sqft · 1 DOM
Sold · Apr ’26$393,000
274 W KINGS HIGHWAY
3 bd · 2 ba · 2,135 sqft · $184/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 172 S VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 172 S VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
172 S VIRGINIA AVENUE FAQs
What would the monthly payment be for 172 S VIRGINIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 172 S VIRGINIA AVENUE?+
The most recent tax bill on record (2024) was $762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Center Hill?+
At $239,000, this home is listed about 57% below the Center Hill median of $562,000. The market section on this page shows how the area is trending.
Which schools are assigned to 172 S VIRGINIA AVENUE?+
South Sumter Middle School (middle), Webster Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CENTER HILL 33514 market on paper
$239,000 is 45% below the CENTER HILL 33514 median of $435,000, and at $204/sqft it sits under the Center Hill average of $825.
02Strong assigned schools
South Sumter Middle School, Webster Elementary School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $249,000, now $239,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of BONJORN REAL ESTATE · Mendy Bacon. MLS #G5104486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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