11 ORANGEWOOD DRIVE, FRUITLAND PARK, FL, 34731
Active277 days on marketListed Jan 16, 2026MLS #G5106769
About this home
11 ORANGEWOOD DRIVE
Charming 2 bedroom, 2 bath home with OVERSIZED Painted CARPORT & Driveway in the DESIRABLE 55+ community of Harbor Oaks with ACCESS to THE CHAIN OF LAKES. Situated along the shores of Lake Griffin on the famous Harris Chain of Lakes, this home offers the ability to enjoy an active and relaxed lifestyle in a beautiful setting with so many Amenities for a LOW $125 MONTHLY HOA. This home features a spacious living room that leads to the FL room. The kitchen has been freshly painted and has a stainless steel refrigerator, microwave and dishwasher. It also has a breakfast bar and dining area which have vinyl flooring. Some recent and important updates include: New Roof Over in 2018 and 8 New Double Pane Windows in 2024 which lowers overall energy and insurance costs. This spacious home is perfect as a full time residence or as a winter retreat. The home features a bright and airy Florida room and also has a large screened porch, perfect for relaxing or entertaining. A double driveway with a durable epoxy coating provides ample parking, while the roof-over, just 4 years old, adds peace of mind. Harbor Oaks offers incredible amenities, including a clubhouse, heated pool and spa, shuffleboard, horseshoes, Petanque, a fishing pier, and a 31-slip covered marina with a private boat ramp. You can enjoy lots of fishing & boating here while taking in the gorgeous sunset views! Residents have access to their own boat ramp, dock, and a pier. The low $125 MONTHLY HOA fee includes the water, sewer, yard mowing and trash pickup! NO LOT RENT!!! Harbor Oaks is centrally located with lots of shopping,dining,entertainment and medical services just around the corner and with close proximity to the Villages and other popular destinations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,040
Sqft
0.12 ac
Lot size
1983
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,246 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
$/sqft vs Fruitland Park actives
$133 vs $199
Days on market
277 vs 70 typical
Where $133/sqft sits among the 80 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $284K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
49 of 80
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 ORANGEWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$132,000
12 HILLY WAY
2 bd · 2 ba · 1,040 sqft · $127/sqft · 256 DOM
Sold · May ’26$115,000
8 ORANGEWOOD DRIVE
2 bd · 2 ba · 1,056 sqft · $109/sqft · 45 DOM
Sold · Feb ’26$120,000
28 HARBOR OAKS DRIVE
2 bd · 2 ba · 960 sqft · $125/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 11 ORANGEWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 ORANGEWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 ORANGEWOOD DRIVE FAQs
What would the monthly payment be for 11 ORANGEWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,246/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 ORANGEWOOD DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 ORANGEWOOD DRIVE?+
The most recent tax bill on record (2025) was $1,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 ORANGEWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $137,997, this home is listed about 52% below the Fruitland Park median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11 ORANGEWOOD DRIVE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FRUITLAND PARK 34731 market on paper
$137,997 is 49% below the FRUITLAND PARK 34731 median of $272,000, and at $133/sqft it sits under the Fruitland Park average of $195.
02Time on market is leverage
277 days on market against a Fruitland Park median of 70 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $144,999, now $137,997 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · Regina Rodriguez. MLS #G5106769.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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