35505 CRESCENT DRIVE, FRUITLAND PARK, FL, 34731
Active157 days on marketListed Jun 3, 2026MLS #G5113273
About this home
35505 CRESCENT DRIVE
Virtually Staged. BACK ON THE MARKET DUE TO FINANCING! WATERFRONT LIVING WITH DIRECT ACCESS TO THE HARRIS CHAIN OF LAKES! Situated on a spacious homesite with canal frontage leading directly to Lake Griffin and the renowned Harris Chain of Lakes, this property offers a rare opportunity for boating, fishing, kayaking, paddleboarding, and enjoying Old Florida waterfront living right from your backyard. The canal is wide and navigable, and a private dock is already in place, making it easy to spend the day on the water. From your dock, enjoy convenient access to Lake Griffin, waterfront restaurants, fishing destinations, and nearby Lake Griffin State Park. The home offers approximately 1,888 square feet under heat and air, including a Florida Room with its own mini-split system for year-round comfort. Outside, the backyard is designed for enjoying the waterfront setting, featuring a unique gazebo overlooking the canal complete with running water and electricity—an ideal spot for entertaining, outdoor dining, or simply relaxing while enjoying the view. There is also a separate workshop/storage building with electric service, providing excellent space for hobbies, tools, boating equipment, or additional storage. Major improvements have already been completed, including replacement windows in 2022, a new roof in 2020, new LVP flooring (2026), and a complete HVAC system replacement in 2017. The home is also generator-ready with wiring already in place for added peace of mind during storm season. Water quality has been enhanced with a water softener system, three-stage water filtration system, and updated well equipment. Additional features include a full two-car garage, wood-burning fireplace in the primary bedroom, distinctive wood-paneled Florida Room, and plenty of room to add a future swimming pool if desired. Whether you're an avid boater, fisherman, nature enthusiast, or simply looking for a peaceful waterfront retreat with convenient access to the Harris Chain of Lakes, this property offers a unique combination of location, infrastructure, and outdoor living opportunities that are increasingly difficult to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,888
Sqft
0.42 ac
Lot size
2
Garage
1965
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,185 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Fruitland Park actives
$191 vs $188
Days on market
157 vs 66 typical
Where $191/sqft sits among the 75 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,196
Median age
48.9
Median income
$66,300
Median home value
$199,800
Avg household
2.4
Households w/ children
1,090
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$325K → $410K
Fruitland Park median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
49 of 75
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 35505 CRESCENT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$260,000
4212 HARRY DRIVE · same community
4 bd · 2 ba · 1,518 sqft · $171/sqft · 80 DOM
Sold · Feb ’26$339,500
4128 HARRY DRIVE · same community
3 bd · 2 ba · 1,488 sqft · $228/sqft · 4 DOM
Sold · Feb ’26$307,000
3529 SAIL FISH AVENUE
3 bd · 2 ba · 1,876 sqft · $164/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 35505 CRESCENT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35505 CRESCENT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35505 CRESCENT DRIVE FAQs
What would the monthly payment be for 35505 CRESCENT DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35505 CRESCENT DRIVE?+
The most recent tax bill on record (2025) was $4,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35505 CRESCENT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $359,900, this home is listed about 20% above the Fruitland Park median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35505 CRESCENT DRIVE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$359,900 runs 28% above the FRUITLAND PARK 34731 median — but at 1,888 sqft it's also 21% larger than the typical Fruitland Park listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
157 days on market against a Fruitland Park median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,900, now $359,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5113273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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