CENTURY 21 Edge
$379,900$399,9003 bd2 ba1,888 sqft$201 /sqft$2,960 /mo all-in ↓

35505 CRESCENT DRIVE, FRUITLAND PARK, FL, 34731

Active111 days on marketListed Jun 3, 2026MLS #G5113273

Reduced $20KWaterfrontSingle Family ResidenceCRESCENT COVE

About this home

35505 CRESCENT DRIVE

Virtually Staged. BACK ON THE MARKET DUE TO FINANCING! WATERFRONT LIVING WITH DIRECT ACCESS TO THE HARRIS CHAIN OF LAKES! Situated on a spacious homesite with canal frontage leading directly to Lake Griffin and the renowned Harris Chain of Lakes, this property offers a rare opportunity for boating, fishing, kayaking, paddleboarding, and enjoying Old Florida waterfront living right from your backyard. The canal is wide and navigable, and a private dock is already in place, making it easy to spend the day on the water. From your dock, enjoy convenient access to Lake Griffin, waterfront restaurants, fishing destinations, and nearby Lake Griffin State Park. The home offers approximately 1,888 square feet under heat and air, including a Florida Room with its own mini-split system for year-round comfort. Outside, the backyard is designed for enjoying the waterfront setting, featuring a unique gazebo overlooking the canal complete with running water and electricity—an ideal spot for entertaining, outdoor dining, or simply relaxing while enjoying the view. There is also a separate workshop/storage building with electric service, providing excellent space for hobbies, tools, boating equipment, or additional storage. Major improvements have already been completed, including replacement windows in 2022, a new roof in 2020, new LVP flooring (2026), and a complete HVAC system replacement in 2017. The home is also generator-ready with wiring already in place for added peace of mind during storm season. Water quality has been enhanced with a water softener system, three-stage water filtration system, and updated well equipment. Additional features include a full two-car garage, wood-burning fireplace in the primary bedroom, distinctive wood-paneled Florida Room, and plenty of room to add a future swimming pool if desired. Whether you're an avid boater, fisherman, nature enthusiast, or simply looking for a peaceful waterfront retreat with convenient access to the Harris Chain of Lakes, this property offers a unique combination of location, infrastructure, and outdoor living opportunities that are increasingly difficult to find.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,888

Sqft

0.42 ac

Lot size

2

Garage

1965

Year built

One

Levels

$201

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Concrete · Laminate · Luxury Vinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,744/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,960 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$395
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$2,960/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$395
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$276KedgeAI estimate $309,449 · range $287K$348K$395K

vs edgeAI estimate

+22.8%

$/sqft vs Fruitland Park actives

$201 vs $193

Days on market

111 vs 48 typical

Where $201/sqft sits among the 81 Fruitland Park actives

14
15
14 · this home
12
14
12
$116–145$145–174$174–202$202–231$231–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fruitland Park

Drive times from this address

Downtown Orlando59 min
Universal Orlando62 min
Walt Disney World70 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,239

Median age

48.7

Median income

$63,329

Median home value

$185,900

Avg household

2.4

Households w/ children

978

For the school run

Lake County School District

ElementaryBeverly Shores Elementary School★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$345K$277K

Fruitland Park median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

51 of 81

Fruitland Park actives have cut their price

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,900 $20K
Jun 3, 2026Listed at $399,900 · 111 days on market since
1965Built · CRESCENT COVE

Reality check

What actually sold near 35505 CRESCENT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

. CRESCENT COVE UNIT 101Sold · Sep ’25

$670,000

. CRESCENT COVE UNIT 101 · same community

2 bd · 3 ba · 1,630 sqft · $411/sqft · 138 DOM

4212 HARRY DRIVESold · Sep ’26

$260,000

4212 HARRY DRIVE · same community

4 bd · 2 ba · 1,518 sqft · $171/sqft · 80 DOM

4128 HARRY DRIVESold · Feb ’26

$339,500

4128 HARRY DRIVE · same community

3 bd · 2 ba · 1,488 sqft · $228/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 35505 CRESCENT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35505 CRESCENT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

35505 CRESCENT DRIVE FAQs

What would the monthly payment be for 35505 CRESCENT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 35505 CRESCENT DRIVE?+

The most recent tax bill on record (2025) was $4,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35505 CRESCENT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fruitland Park?+

At $379,900, this home is listed about 12% above the Fruitland Park median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 35505 CRESCENT DRIVE?+

Beverly Shores Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$379,900 runs 33% above the FRUITLAND PARK 34731 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

111 days on market against a Fruitland Park median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $399,900, now $379,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5113273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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35505 CRESCENT DRIVE, FRUITLAND PARK, FL — 3 Bed, 2 Bath — $379,900 | CENTURY 21 Edge