CENTURY 21 Edge
$445,0003 bd2 ba1,944 sqft$229 /sqft≈$3,600 /mo all-in ↓

35539 LAKE UNITY ROAD, FRUITLAND PARK, FL, 34731

Active11 days on marketListed Oct 27, 2026MLS #G5118963

WaterfrontSingle Family ResidenceCRESCENT COVE

About this home

35539 LAKE UNITY ROAD

Set along a wide, deep canal with access to Lake Griffin and the Harris Chain of Lakes, this 3-bedroom, 2-bath home offers a setting that invites you to slow down and enjoy life by the water. Approximately 75 feet of waterfront creates a beautiful backdrop of open water, trees, and natural Florida scenery, with peaceful views from the living room, dining area, and enclosed Florida room under AC. Whether you’re enjoying morning coffee, watching wildlife, casting a line from your dock, or heading out for an afternoon on the lake, the waterfront takes center stage. A covered boat dock provides your own place along the water, while the rock patio and fire pit offer another spot to gather and unwind. Situated on approximately 0.56 acres with NO HOA, the property also features a spacious side yard and multiple storage sheds. The generous outdoor space offers possibilities for a garden, additional workshop, or other improvements, subject to applicable approvals. Inside, 1,944 square feet of living space includes a combined living and dining area with a wood-burning fireplace refurbished in 2024, a flexible third bedroom with luxury vinyl plank flooring, and a separate room near the kitchen offering options for an office, den, storage area, or walk-in pantry. Two spacious bedrooms occupy the opposite side of the home, including the large primary suite with an ensuite bath featuring an updated walk-in shower with a built-in bench and a double-sink vanity. Additional features include an attached 2-car garage, metal roof, replacement windows, a newer septic tank and drain field, and a NEW AC system, NEW well pump and a NEW refrigerator, dishwasher & microwave installed in 2024. Bring your ideas and personal touches to a home where the water views, spacious grounds, and boating access offer the opportunity to create your own Florida waterfront retreat.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,944

Sqft

0.56 ac

Lot size

2

Garage

1978

Year built

One

Levels

$229

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Brick
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFire Pit · Rain Gutters · Storage

Community & fees

Taxes (2025)$2,253/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,600 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,055
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$188
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate7.50%
Loan term

Estimated payment

$3,600/mo

Principal & interest$3,055
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$188
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$322KedgeAI estimate $372,294 · range $335K–$410K$463K

vs edgeAI estimate

+19.5%

$/sqft vs Fruitland Park actives

$229 vs $188

Days on market

11 vs 66 typical

Where $229/sqft sits among the 75 Fruitland Park actives

13
15
12
14
13 · this home
8
$101–131$131–161$161–190$190–220$220–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fruitland Park

Drive times from this address

Downtown Orlando≈ 59 min
Universal Orlando≈ 62 min
Walt Disney World≈ 70 min
Orlando Int’l Airport (MCO)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,196

Median age

48.9

Median income

$66,300

Median home value

$199,800

Avg household

2.4

Households w/ children

1,090

For the school run

Lake County School District

ElementaryFruitland Park Elementary School★★★★★
MiddleCarver Middle School★★★★★
HighLeesburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced — 6.3 months of inventoryBuyer’s market

$325K → $410K

Fruitland Park median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

50 of 75

Fruitland Park actives have cut their price

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

Oct 27, 2026Listed at $445,000 · 11 days on market since
1978Built · CRESCENT COVE

Reality check

What actually sold near 35539 LAKE UNITY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4212 HARRY DRIVESold · Sep ’26

$260,000

4212 HARRY DRIVE · same community

4 bd · 2 ba · 1,518 sqft · $171/sqft · 80 DOM

4128 HARRY DRIVESold · Feb ’26

$339,500

4128 HARRY DRIVE · same community

3 bd · 2 ba · 1,488 sqft · $228/sqft · 4 DOM

3924 WOODPECKER DRIVESold · Jun ’26

$490,000

3924 WOODPECKER DRIVE

3 bd · 2 ba · 1,988 sqft · $246/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 35539 LAKE UNITY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35539 LAKE UNITY ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

35539 LAKE UNITY ROAD FAQs

What would the monthly payment be for 35539 LAKE UNITY ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 35539 LAKE UNITY ROAD?+

The most recent tax bill on record (2025) was $2,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35539 LAKE UNITY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fruitland Park?+

At $445,000, this home is listed about 48% above the Fruitland Park median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 35539 LAKE UNITY ROAD?+

Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 ALTON CLARK · Ted Trawick. MLS #G5118963.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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