24640 SIENA DRIVE, LUTZ, FL, 33559
Active0 days on marketListed Aug 10, 2026MLS #G5116105
About this home
24640 SIENA DRIVE
Welcome to this charming two story home offering nearly 1500 square feet of living space, thoughtfully designed for both everyday living and entertaining.With 4 bedrooms and two full bathrooms, this home provides the perfect balance of functionality and warmth. The spacious primary bedroom is conveniently located on the main floor, offering privacy and easy access. Upstairs, you'll find three additional generously sized bedrooms, ideal for family, guests, or a home office setup. The heart of the home is the open concept kitchen, featuring ample counter space and cabinetry, seamlessly flowing into the dining and living areas. This bright and airy layout creates an inviting atmosphere that's perfect for gatherings and everyday life. Step outside to enjoy the nicely sized backyard, a great space for entertaining, gardening, pets, or simply relaxing outdoors. with it's smart layout, comfortable living spaces, and welcoming feel, this home is ready to meet your needs and create lasting memories. You won't be disappointed.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,440
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
$/sqft vs Lutz actives
$236 vs $242
Days on market
0 vs 43 typical
Where $236/sqft sits among the 262 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
154 of 262
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 24640 SIENA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$345,000
24607 VICTORIA WOOD COURT · same community
3 bd · 2 ba · 1,434 sqft · $241/sqft · 3 DOM
Sold · Jul ’26$360,000
24622 SIENA DRIVE · same community
3 bd · 2 ba · 1,501 sqft · $240/sqft · 202 DOM
Sold · Jan ’26$365,000
24607 VOLTERRA COURT · same community
3 bd · 2 ba · 1,530 sqft · $239/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24640 SIENA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24640 SIENA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24640 SIENA DRIVE FAQs
What would the monthly payment be for 24640 SIENA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24640 SIENA DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24640 SIENA DRIVE?+
The most recent tax bill on record (2025) was $2,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24640 SIENA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $339,900, this home is listed about 31% below the Lutz median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 24640 SIENA DRIVE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33559 market on paper
$339,900 is 19% below the LUTZ 33559 median of $419,900, and at $236/sqft it sits under the Lutz average of $263.
02Fresh on the market
Listed today in a Lutz market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARK BECKER REALTY LLC · Mark Becker. MLS #G5116105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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