140 PIEDMONTESE WAY, ST JOHNS, FL, 32259
Active85 days on marketListed Aug 13, 2026MLS #G5116413
About this home
140 PIEDMONTESE WAY
Virtually Staged. Pre-Construction. To be built. This home is currently under construction and is estimated to be completed in December. It features beautiful designer-selected finishes throughout, including upgraded luxury tile flooring, upgraded two-tone cabinetry with a contrasting island, a stunning tapered wood hood over the gas cooktop, and gorgeous wood stairs, just to name a few of the luxury finishes. The dramatic two-story foyer with an open-to-below design adds an impressive sense of space and makes a beautiful first impression. Thoughtfully selected finishes throughout give this home a truly elevated, custom feel.Thoughtfully designed for everyday living and entertaining, this impressive two-story home offers 5 bedrooms, 4.5 baths, a 3-car courtyard garage, and an expansive layout on a 1-acre homesite. The main level features a spacious primary suite with a large walk-in closet and spa-inspired bath, along with an open-concept family room, kitchen, and casual dining area overlooking the covered lanai. A private study/flex space, secondary bedroom with walk-in closet, powder bath, and dedicated game room provide exceptional versatility. Upstairs offers three additional bedrooms, two full baths, a generous loft, and an open-to-below design ideal for family or guests. The courtyard-style 3-car garage adds both functionality and architectural appeal, while the expansive homesite provides the privacy and space of estate living. The sample photos included are of the model home and are meant to showcase the craftsmanship and design quality.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,680
Sqft
1.01 ac
Lot size
3
Garage
2027
Year built
Two
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,700 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,843/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Johns actives
$266 vs $231
Days on market
85 vs 52 typical
Where $266/sqft sits among the 13 St Johns actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
The numbers that matter
The St Johns market
$425K → $739K
St Johns median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
3 of 13
St Johns actives have cut their price
Median sold price, St Johns, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the St Johns median. See the full St Johns market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 140 PIEDMONTESE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 PIEDMONTESE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
140 PIEDMONTESE WAY FAQs
What would the monthly payment be for 140 PIEDMONTESE WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,700/mo — principal and interest, estimated property taxes, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 PIEDMONTESE WAY?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 PIEDMONTESE WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 140 PIEDMONTESE WAY be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 140 PIEDMONTESE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Johns?+
At $1,246,990, this home is listed about 136% above the St Johns median of $528,750. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,246,990 runs 136% above the St Johns median — but at 4,680 sqft it's also nearly twice the size of the typical St Johns listing.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5116413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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