4986 ELLIE LANE, THE VILLAGES, FL, 32163
Active1 days on marketListed Aug 17, 2026MLS #G5116520
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Sun, Aug 23
1:00 PM – 3:00 PM
Come join us for Open House @at this beautiful Chitty Chatty location from 1-3pm on Sunday August 23rd
About this home
4986 ELLIE LANE
Discover the perfect blend of style, comfort, and Florida living in this beautifully appointed 2-bedroom, 2-bath Patio Villa in the desirable Village of Chitty Chatty in The Villages and just minutes from the very popular Brownwood Paddock Square. This 1,184-square-foot home comes Mostly Furnished and offers an inviting open layout with a beautiful kitchen, quality finishes, and plantation shutters throughout that add both elegance and privacy. The spacious living areas flow naturally toward the outdoor spaces, making this home ideal for relaxing, entertaining, and enjoying the Florida lifestyle. Step outside and discover a large patio and screened-in porch, providing wonderful options for morning coffee, afternoon relaxation, or entertaining friends. The outdoor living space is one of this home's standout features. The garage is especially appealing, offering built-in cabinets and a workbench, providing excellent storage and a convenient space for hobbies, projects, or keeping everything organized. Located in Chitty Chatty, the home is surrounded by the scenic Chitty Chatty Preserve, offering beautiful natural surroundings and a peaceful setting. Residents also enjoy convenient access to the Rohan and Everglades Recreation Complexes, along with scenic multi-modal trails perfect for walking, biking, and exploring one of the most beautiful parts of The Villages. With its desirable location, spacious outdoor living, and practical garage features, this Patio Villa offers an exceptional opportunity to enjoy the best of The Villages lifestyle. Come see why this home—and Chitty Chatty—could be the perfect place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,184
Sqft
0.09 ac
Lot size
1
Garage
2020
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,533 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,533/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.6%
$/sqft vs The Villages actives
$251 vs $253
Days on market
1 vs 50 typical
Where $251/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
217 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 4986 ELLIE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$251,500
2389 TIFFANY TERRACE · same community
2 bd · 2 ba · 979 sqft · $257/sqft · 125 DOM
Sold · Dec ’25$430,000
5778 HENRY LOOP · same community
3 bd · 2 ba · 1,531 sqft · $281/sqft · 155 DOM
Sold · May ’26$535,000
4434 SHOCKOE CIRCLE · same community
3 bd · 2 ba · 1,950 sqft · $274/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4986 ELLIE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4986 ELLIE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4986 ELLIE LANE FAQs
What would the monthly payment be for 4986 ELLIE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,533/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4986 ELLIE LANE?+
The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4986 ELLIE LANE?+
The most recent tax bill on record (2025) was $3,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4986 ELLIE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $297,000, this home is listed about 22% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4986 ELLIE LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · John Reed. MLS #G5116520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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