CENTURY 21 Edge
$450,0003 bd2 ba1,525 sqft$295 /sqft≈$3,414 /mo all-in ↓

2940 GULLEY LANE, THE VILLAGES, FL, 32163

Active27 days on marketListed Sep 23, 2026MLS #G5117447

Single Family ResidenceVILLAGES/SOUTHERN OAKS UN #116

About this home

2940 GULLEY LANE

Virtually Staged. ONE-OF-A-KIND LUXURY IN THE VILLAGE OF DELUNA Discover a rare opportunity to own a barely lived in, designer enhanced modified Charlotte Model in The Village of DeLuna, offering approximately $100,000 in thoughtful upgrades and enhancements and a level of privacy rarely found in The Villages. This exceptional 3-bedroom, 2-bath residence combines sophisticated indoor living with extraordinary year round outdoor spaces, creating a home that feels distinctly different from the ordinary. From the moment you enter through the glass enclosed front lanai, the difference is unmistakable. A welcoming foyer opens to a bright, airy interior featuring volume ceilings, beautiful tile flooring throughout, and an expansive open concept design that seamlessly connects the kitchen, dining, and living spaces. The carefully designed split bedroom floor plan provides both openness and privacy, while a pocket door creates a private guest retreat complete with its own bedroom and bath. At the heart of the home, the beautifully appointed kitchen offers stainless steel appliances, gas cooking, abundant cabinetry and counter space, and a convenient breakfast bar, perfect for everything from casual mornings to entertaining friends and family. The expansive primary suite is a true retreat, offering a tray ceiling, generous space for a sitting area, and room to comfortably accommodate your furnishings. The spa-inspired ensuite features a large Roman-style tiled shower, dual vanities, private water closet, and an enormous walk-in closet. But the luxury continues beyond the interior. Two fully glass-enclosed, tiled lanais dramatically expand the home's living and entertaining space while allowing you to enjoy Florida living in virtually any weather. Both spaces feature EF2 glass, motorized heat-resistant shades, and additional insulation, creating comfortable year-round retreats. Imagine morning coffee, afternoon cocktails, game nights, or quiet evenings surrounded by the beauty of your own private outdoor sanctuary. Step into the oversized, beautifully paved and fully enclosed courtyard, where the possibilities are limited only by your imagination. With professional landscaping, river rock accents, gates at both ends, and a generous blank canvas, this private oasis is ready for your vision. Perhaps a cozy fire pit, tropical tiki bar, tranquil water feature, outdoor kitchen, or simply a spectacular space for entertaining and enjoying your pets. The extensive list of enhancements includes two fully enclosed tiled lanais, motorized heat-resistant shades, approximately 13 inches of additional insulation throughout the home and both lanais, insulated garage door, designer storm shutters, epoxy garage flooring, tankless water heater, Ring doorbell and four-camera security system, alarm system, upgraded landscaping, river rock, window blinds, Samsung washer and dryer, and tile flooring throughout the entire home and patios. The two car garage is equally impressive with its epoxy floor and enhanced insulation, offering both functionality and comfort. This home places you close to Edna's on the Green, Brownwood Paddock Square, Magnolia Plaza, and Eastport, while also being conveniently located near walking trails and amenities. Enjoy the best of The Villages lifestyle with world-class recreation, shopping, dining, entertainment, golf, pickleball, tennis, bocce, pools, social clubs, and so much more. The Seller will pay up to $5,000 in closing costs and prepaids!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,525

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

One

Levels

$295

Per sqft

Negotiable55+ community

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorCourtyard

Community & fees

Taxes (2025)$4,876/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Fitness Center · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,414 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$406
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,414/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$406
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$327KedgeAI estimate $363,211 · range $341K–$379K$468K

vs edgeAI estimate

+23.9%

$/sqft vs The Villages actives

$295 vs $251

Days on market

27 vs 45 typical

Where $295/sqft sits among the 400 The Villages actives

104
139
83 · this home
27
14
33
$195–229$229–263$263–297$297–331$331–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 55 min
Universal Orlando≈ 58 min
Walt Disney World≈ 66 min
Orlando Int’l Airport (MCO)≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

223 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Sep 23, 2026Listed at $450,000 · 27 days on market since
2022Built · VILLAGES/SOUTHERN OAKS UN #116

Reality check

What actually sold near 2940 GULLEY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4455 ELIJAH LOOPSold · Jul ’26

$360,000

4455 ELIJAH LOOP · same community

3 bd · 2 ba · 1,492 sqft · $241/sqft · 10 DOM

4280 CANOVA DRANEY LOOPSold · Apr ’26

$340,000

4280 CANOVA DRANEY LOOP

3 bd · 2 ba · 1,519 sqft · $224/sqft · 82 DOM

4788 ROSTAS WAYSold · May ’26

$500,000

4788 ROSTAS WAY

3 bd · 2 ba · 1,516 sqft · $330/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 2940 GULLEY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2940 GULLEY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2940 GULLEY LANE FAQs

What would the monthly payment be for 2940 GULLEY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2940 GULLEY LANE?+

The most recent tax bill on record (2025) was $4,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2940 GULLEY LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $450,000, this home is listed about 14% above the The Villages median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2940 GULLEY LANE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Bethany Burge Bosbous. MLS #G5117447.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New The Villages homes, in your inbox

Like 2940 GULLEY LANE but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 20, 2026 at 4:11 AM UTC. The listing information on this page last changed on October 20, 2026 at 4:11 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 20, 2026 at 4:11 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 20, 2026 at 4:11 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

2940 GULLEY LANE, THE VILLAGES, FL — 3 Bed, 2 Bath — $450,000 | CENTURY 21 Edge