CENTURY 21 Edge
$324,900$334,9004 bd2 ba1,766 sqft$184 /sqft≈$2,573 /mo all-in ↓

10169 SW 78TH COURT, OCALA, FL, 34476

Active23 days on marketListed Sep 19, 2026MLS #G5118015

✦ Reduced $10KSingle Family ResidenceHIDDEN LAKE UN IV

About this home

10169 SW 78TH COURT

* * * * Check Out New Price!!! * * * * Nearly new, spacious, and ready for its next owner! Built in 2022 and located in Ocala’s desirable Hidden Lake community, this 4-bedroom, 2-bath home offers a comfortable split-bedroom floor plan with plenty of room to spread out. With a full-price offer, the seller is offering a $2,500 decorating credit, giving the buyer an opportunity to add their own finishing touches after closing. Step inside to a welcoming entry with a large coat closet and an open-concept living area designed for everyday living and entertaining. The kitchen features stainless steel appliances, an upgraded stainless steel backsplash, a large pantry, breakfast bar, and adjoining dinette area. Durable vinyl laminate flooring extends through the main living areas, second bedroom, and private primary suite. The spacious primary suite features a custom Closets by Design walk-in closet and an en-suite bath with dual-sink vanity, separate soaking tub, large walk-in shower, and private water closet. Three additional bedrooms are located on the opposite side of the home, providing separation and privacy. One secondary bedroom also features a walk-in closet, while the guest bath offers a tub/shower combination. Additional features include a new vinyl fence along the back side of the lot, separate laundry room, upgraded ceiling fans, a 2025 water heater with descaling filter, multi-zone irrigation system, covered front entry, and a second covered lanai just off the main living area. The garage includes an automatic door opener, two remotes, and keypad entry. The home is served by a septic system, helping reduce monthly utility costs. Hidden Lake provides convenient access to shopping, schools, parks, outdoor recreation, and the natural springs that make this part of Central Florida special. And when the beach is calling, both Florida coasts are within reach for an easy day or weekend getaway. Schedule your showing and see the space, flexibility, and value this 2022-built home has to offer.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,766

Sqft

0.29 ac

Lot size

2

Garage

2022

Year built

One

Levels

$184

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$16/mo
Taxes (2024)$4,090/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,573 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2024 actual bill$341
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,573/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$341
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$242KedgeAI estimate $280,200 · range $252K–$294K$338K

vs edgeAI estimate

+16%

$/sqft vs Ocala actives

$184 vs $180

Days on market

23 vs 73 typical

Where $184/sqft sits among the 400 Ocala actives

210
124 · this home
23
9
8
26
$128–182$182–236$236–291$291–345$345–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★★
ElementarySunrise Elementary School★★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

219 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 ▼ $10K
Sep 19, 2026Listed at $334,900 · 23 days on market since
2022Built · HIDDEN LAKE UN IV

Reality check

What actually sold near 10169 SW 78TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10170 SW 78 COURTSold · Aug ’26

$350,000

10170 SW 78 COURT · same community

4 bd · 2 ba · 2,350 sqft · $149/sqft · 167 DOM

11014 SW 73RD CIRCLESold · Apr ’26

$253,720

11014 SW 73RD CIRCLE

3 bd · 2 ba · 1,774 sqft · $143/sqft · 348 DOM

11480 SW 76TH AVENUESold · Jun ’26

$229,900

11480 SW 76TH AVENUE

3 bd · 2 ba · 1,757 sqft · $131/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 10169 SW 78TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10169 SW 78TH COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10169 SW 78TH COURT FAQs

What would the monthly payment be for 10169 SW 78TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,573/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10169 SW 78TH COURT?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10169 SW 78TH COURT?+

The most recent tax bill on record (2024) was $4,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10169 SW 78TH COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $324,900, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10169 SW 78TH COURT?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CARLINO REAL ESTATE GROUP INC · Marty Bouhall. MLS #G5118015.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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