10097 SW 78TH COURT, OCALA, FL, 34476
Active10 days on marketListed Aug 4, 2026MLS #OM729731
About this home
10097 SW 78TH COURT
Located in a highly desirable SW Ocala neighborhood, this stunning 2022-built home offers the perfect combination of modern style, comfort, and privacy. Situated on a desirable corner lot within a peaceful, tucked-away community, you'll enjoy a quiet residential setting while remaining just minutes from shopping, dining, medical facilities, schools, and all that Ocala has to offer. This 3-bedroom, 2-bath residence features 1,648 square feet of living space with an open-concept, split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, you'll appreciate the home's excellent curb appeal and quality finishes throughout. The spacious kitchen showcases granite countertops, real wood cabinetry, stainless steel appliances, and ample workspace. Tile flooring extends throughout the main living areas, complemented by ceiling fans and upgraded light fixtures that add warmth and style. The private owner's suite features a walk-in closet and an en-suite bath with a beautifully tiled shower. A bright and spacious guest bedroom, an additional secondary bedroom, inside the laundry room, and attached 2-car garage provide convenience and functionality for family and guests alike. With modern construction, thoughtful upgrades, a premium corner-lot location, and a sought-after SW Ocala address in a hidden-gem community close to everything, this move-in-ready home is a must-see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,643
Sqft
0.25 ac
Lot size
2
Garage
2022
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs Ocala actives
$183 vs $185
Days on market
10 vs 54 typical
Where $183/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
186 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10097 SW 78TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$289,900
11407 SW 82ND AVENUE
2 bd · 2 ba · 1,653 sqft · $175/sqft · 4 DOM
Sold · Oct ’25$199,000
10989 SW 86TH AVENUE
2 bd · 2 ba · 1,656 sqft · $120/sqft · 156 DOM
Sold · Oct ’25$250,000
11385 SW 85TH COURT
3 bd · 2 ba · 1,664 sqft · $150/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10097 SW 78TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10097 SW 78TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10097 SW 78TH COURT FAQs
What would the monthly payment be for 10097 SW 78TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,351/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10097 SW 78TH COURT?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10097 SW 78TH COURT?+
The most recent tax bill on record (2025) was $3,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10097 SW 78TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $299,900, this home is priced right at the Ocala median.
Which schools are assigned to 10097 SW 78TH COURT?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Najada Babani Peralta. MLS #OM729731.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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