2798 CHURCHILL DOWNS, THE VILLAGES, FL, 32162
Active28 days on marketListed Sep 22, 2026MLS #G5118044
About this home
2798 CHURCHILL DOWNS
AZALEA FLOORPLAN DESIGNER NO BOND • 2021 ROOF • 2015 HVAC • TANKLESS HOT WATER• TURNKEY • BLOCK AND STUCCO CONSTRUCTION I’m not your typical Azalea. In fact, I’m truly UNIQUE. My original 3 bedroom design has been thoughtfully converted into a spacious 2 bedroom home SPLIT FLOORPLAN with a bonus room that can serve as a formal dining room, game room, home office, or entertaining space. The original bedroom closet remains and is currently used for storage, so the room can easily be converted back into a third bedroom. Inside, I feature ENGINEERED HARDWOOD flooring throughout, with TILE in the kitchen, bathrooms, and bonus Florida room. My updated kitchen offers GRANITE countertops, while my enclosed Florida room gives you even more space to relax or entertain. Don't forget my Norman PLANTATION SHUTTERS. My immaculate 2 car garage features an EPOXY floor and garage screen. Outside, you will find a PAVER PATIO with an awning, lined with trees for additional privacy. I also have a nice sized yard with room to expand if you choose. I’m close to Lake Sumter Landing, shopping and dining along County Road 466, and many of The Villages’ most popular amenities. In a community where many homes can feel similar, my flexible floor plan, additional living spaces, and thoughtful updates allow me to truly stand out. Come see what makes me so UNIQUE.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,537
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs VILLAGES OF SUMTER
$254 vs $244
Days on market
28 vs 45 typical
Where $254/sqft sits among the 59 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
36 of 59
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 2798 CHURCHILL DOWNS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$330,000
1305 LEONE LANE · same community
3 bd · 2 ba · 1,527 sqft · $216/sqft · 65 DOM
Sold · Mar ’26$392,000
1499 EGRET COURT · same community
3 bd · 2 ba · 1,510 sqft · $260/sqft · 0 DOM
Sold · Dec ’25$330,000
1425 HOLLYBERRY PLACE · same community
3 bd · 2 ba · 1,572 sqft · $210/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2798 CHURCHILL DOWNS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2798 CHURCHILL DOWNS — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2798 CHURCHILL DOWNS FAQs
What would the monthly payment be for 2798 CHURCHILL DOWNS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2798 CHURCHILL DOWNS?+
The most recent tax bill on record (2025) was $2,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2798 CHURCHILL DOWNS?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $389,900, this home is listed about 1% below the The Villages median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2798 CHURCHILL DOWNS?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Robyn Cavallaro. MLS #G5118044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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