
522 HARDWOOD CIRCLE, ORLANDO, FL, 32828
Active28 days on marketListed Sep 22, 2026MLS #G5118087
About this home
522 HARDWOOD CIRCLE
Enjoy the best of Florida living while still having the perfect home for the holidays. This beautifully renovated four-bedroom, two-and-a-half-bath residence pairs stylish interiors with a private outdoor retreat featuring a screened pool, peaceful water views and no rear neighbors. New roof (2023). The impressive two-story family room is filled with natural light and anchored by a wood-burning fireplace, creating an inviting gathering space with the perfect spot for a tall holiday tree and seasonal décor. Soaring ceilings and expansive windows add to the open, airy atmosphere, while the thoughtfully designed floor plan offers plenty of room for entertaining and everyday life. At the heart of the home, the updated kitchen features granite countertops, stainless steel appliances, custom cabinetry and a generous workspace. Its open connection to the main living areas keeps everyone together, whether you are preparing a quiet dinner or hosting family and friends. Located on the first floor, the spacious primary suite provides a private place to unwind. A sliding glass door frames the pool and gorgeous water views while offering direct access to the outdoor living area. The spa-inspired primary bath completes the retreat with a fresh, sophisticated design. Upstairs, there are three additional bedrooms and a full bath with shower/tub. The screened pool is the centerpiece of the backyard, offering a setting that can be enjoyed throughout the year. Spend summer afternoons by the water, celebrate the holidays poolside, dine outdoors or begin the morning with coffee as the sun reflects across the pond. With no homes directly behind you, the tranquil water view creates a welcome sense of privacy and openness. Waterford Recreation Park is a short distance away across the street, placing even more opportunities for recreation close to home. Waterford Lakes residents also enjoy an outstanding collection of community amenities, including a pool, tennis and pickleball courts, basketball courts, playgrounds, a dog park and trails. This convenient East Orlando location is minutes from Waterford Lakes Town Center, UCF, Research Park and Lockheed Martin, with easy access to SR 408, SR 417, Orlando International Airport, Downtown Orlando and Central Florida’s attractions. Beautiful, move-in ready and designed around an exceptional pool and waterfront setting, this home offers comfort, convenience and the Florida lifestyle buyers are looking for.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,363
Sqft
0.14 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
$/sqft vs Orlando actives
$233 vs $239
Days on market
28 vs 61 typical
Where $233/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Chase Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Chase Village — neighborhood snapshot
Population
3,350
Median age
43
Median income
$93,720
Median home value
$394,329
Avg household
3
Households w/ children
370
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 522 HARDWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$593,900
510 HARDWOOD CIRCLE · same community
4 bd · 2.5 ba · 2,257 sqft · $263/sqft · 16 DOM
Sold · Oct ’26$525,000
721 HARDWOOD CIRCLE · same community
4 bd · 3 ba · 2,115 sqft · $248/sqft · 91 DOM
Sold · Dec ’25$460,000
713 HARDWOOD CIRCLE · same community
4 bd · 2 ba · 1,953 sqft · $236/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 522 HARDWOOD CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 522 HARDWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
522 HARDWOOD CIRCLE FAQs
What would the monthly payment be for 522 HARDWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,995/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 522 HARDWOOD CIRCLE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 522 HARDWOOD CIRCLE?+
The most recent tax bill on record (2025) was $3,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 522 HARDWOOD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $550,000, this home is listed about 45% above the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 522 HARDWOOD CIRCLE?+
Camelot Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 28% above the ORLANDO 32828 median — but at 2,363 sqft it's also 52% larger than the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Camelot Elementary, Discovery Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Dawn Giachetti. MLS #G5118087.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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