728 HARDWOOD CIRCLE, ORLANDO, FL, 32828
Active19 days on marketListed Oct 1, 2026MLS #O6445842
About this home
728 HARDWOOD CIRCLE
This beautiful, 2 STORY, Waterfront Pool Home is located in Waterford Lakes. It has a separate family room and dining room with gorgeous wood like vinyl flooring throughout. The kitchen has stainless steel appliances, an island, large pantry and breakfast nook. Theres a large bedroom and full bath located down stairs as well as a laundry room with a washer/dryer. The large master bedroom (upstairs) has a walk in closet and a private bath with stand up shower and dual sinks. The home also has a 2 car garage, a beautiful screened in pool and a gorgeous view of the pond!! Quartz countertops Vaulted ceilings Pool Beautiful pond view Organic Florida avocado tree that yields hundreds of avocados a year Surveillance cameras with DVR to TV hookup in family room Central vacuum (vacuum with low noise throughout the house) Pool and lawn service included Excellent school zone Residents of Waterford Chase enjoy the playground, park, tennis, volleyball & basketball courts. Zoned for the best rated schools with close proximity to UCF, Siemens, Lockheed, great restaurants/shopping, and minutes from 408, 528 and 417. Resident Benefit Package: $49.00-month. Includes HVAC air filter delivery, Tenant Liability Insurance, Credit Reporting, Tenant Rewards Program, and much more! This property is eligible for deposit alternative coverage in lieu of a security deposit. For information and enrollment, please contact our leasing team and enjoy a deposit-free renting experience.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,265
Sqft
0.12 ac
Lot size
2
Garage
2000
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $237
Days on market
19 vs 61 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Chase Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Chase Village — neighborhood snapshot
Population
3,350
Median age
43
Median income
$93,720
Median home value
$394,329
Avg household
3
Households w/ children
370
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
209 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 HARDWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$593,900
510 HARDWOOD CIRCLE · same community
4 bd · 2.5 ba · 2,257 sqft · $263/sqft · 16 DOM
Sold · Oct ’26$525,000
721 HARDWOOD CIRCLE · same community
4 bd · 3 ba · 2,115 sqft · $248/sqft · 91 DOM
Sold · Dec ’25$460,000
713 HARDWOOD CIRCLE · same community
4 bd · 2 ba · 1,953 sqft · $236/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 728 HARDWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 HARDWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
728 HARDWOOD CIRCLE FAQs
What would the monthly payment be for 728 HARDWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 728 HARDWOOD CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $3,050, this home is listed about 99% below the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 728 HARDWOOD CIRCLE?+
Camelot Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32828 market on paper
$3,050 is 99% below the ORLANDO 32828 median of $429,745, and at $1/sqft it sits under the Orlando average of $260.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Camelot Elementary, Discovery Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,100, now $3,050 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SPECIALIZED PROPERTY MANAGEMENT · Nancy Guadagnino. MLS #O6445842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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