CENTURY 21 Edge
$429,9003 bd2 ba1,753 sqft$245 /sqft≈$3,056 /mo all-in ↓

1648 PENNECAMP DRIVE, THE VILLAGES, FL, 32162

Active9 days on marketListed Oct 3, 2026MLS #G5118614

Single Family ResidenceVILLAGES OF SUMTER

About this home

1648 PENNECAMP DRIVE

Welcome to the Florida lifestyle you've been looking for! Pristinely maintained and move-in ready, this beautiful three-bedroom, two-bath home in the desirable Village of Pennecamp combines comfortable living, an inviting floor plan, and a fantastic location near some of The Villages' most popular destinations. Attractive landscaping and wonderful curb appeal create a welcoming first impression. Step inside to a bright, open-concept living, dining, and kitchen area designed for both relaxed everyday living and entertaining friends and family. The desirable split-bedroom floor plan provides privacy for the spacious primary suite, while two additional bedrooms offer comfortable accommodations for guests or flexible space for a home office or hobbies. Attractive laminate flooring enhances the living area and primary bedroom, while the guest bedrooms feature carpeting. At the heart of the home, the spacious kitchen offers stainless steel appliances, abundant cabinetry, a pantry, and a large snack bar that's perfect for casual meals, morning coffee, or gathering with friends. Just steps away, the charming breakfast nook is surrounded by windows that fill the space with natural light. One of the home's most appealing features is the beautiful all-seasons room. Surrounded by large windows, this bright and comfortable space invites you to slow down and enjoy your morning coffee, curl up with a good book, entertain friends, or simply relax and enjoy the Florida sunshine from the comfort of indoors. A dedicated mini-split heating and cooling system makes this a wonderful year-round retreat. When it's time to head outside, step onto the patio and fire up the grill for an easy afternoon or evening outdoors. Major improvements add even more value and peace of mind, including a new A/C system in 2026, a roof replaced in 2022, and a water heater replaced in 2019. Ideally located near Lake Sumter Landing and Brownwood Paddock Square, you'll be close to shopping, dining, entertainment, recreation, and the incredible variety of amenities and activities that make The Villages lifestyle so special. Beautifully maintained, thoughtfully designed, and ready for its next chapter, this Village of Pennecamp home offers the perfect opportunity to add your personal touches, settle in, and start enjoying The Villages lifestyle from day one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,753

Sqft

0.12 ac

Lot size

2

Garage

2010

Year built

One

Levels

$245

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator · Water Filtration System · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouth
ExteriorIrrigation System · Outdoor Grill

Community & fees

Taxes (2025)$2,096/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,056 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,056/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$385KedgeAI estimate $420,099 · range $401K–$435K$452K

vs edgeAI estimate

+2.3%

$/sqft vs VILLAGES OF SUMTER

$245 vs $247

Days on market

9 vs 45 typical

Where $245/sqft sits among the 59 homes for sale in VILLAGES OF SUMTER

14
23 · this home
10
4
1
7
$192–227$227–263$263–298$298–334$334–369$369+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando≈ 64 min
Universal Orlando≈ 67 min
Walt Disney World≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Marion County School District

ElementaryHarbour View Elementary School★★★★★
MiddleLake Weir Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$365K → $360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

31 of 59

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Oct 3, 2026Listed at $429,900 · 9 days on market since
2010Built · VILLAGES OF SUMTER

Reality check

What actually sold near 1648 PENNECAMP DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

501 HERRERA COURTSold · Jun ’26

$300,000

501 HERRERA COURT · same community

3 bd · 2 ba · 1,823 sqft · $165/sqft · 59 DOM

704 PALMA DRIVESold · Mar ’26

$315,000

704 PALMA DRIVE · same community

2 bd · 2 ba · 1,662 sqft · $190/sqft · 3 DOM

725 PALMA DRIVESold · Apr ’26

$423,000

725 PALMA DRIVE · same community

3 bd · 2 ba · 1,861 sqft · $227/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1648 PENNECAMP DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1648 PENNECAMP DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1648 PENNECAMP DRIVE FAQs

What would the monthly payment be for 1648 PENNECAMP DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1648 PENNECAMP DRIVE?+

The most recent tax bill on record (2025) was $2,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1648 PENNECAMP DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $429,900, this home is listed about 8% above the The Villages median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1648 PENNECAMP DRIVE?+

Harbour View Elementary School (elementary), Lake Weir Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Jim Richardson. MLS #G5118614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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