5486 BOUNTY CIRCLE, TAVARES, FL, 32778
Active9 days on marketListed Oct 29, 2026MLS #G5119452
About this home
5486 BOUNTY CIRCLE
Beautifully situated on a landscaped corner lot near Little Lake Harris, this meticulously maintained Royal Harbor home combines inviting curb appeal, spacious living areas, thoughtful upgrades, and unique features that set it apart. From the moment you enter through the screened entry and elegant leaded-glass front door, you’ll appreciate the bright, airy atmosphere, soaring ceilings, crown molding, and open floor plan designed for comfortable living and effortless entertaining. The oversized kitchen offers abundant solid wood cabinetry with convenient pull-out storage, granite countertops, stainless steel appliances, attractive lighting, a breakfast bar, and a separate breakfast nook. The kitchen flows seamlessly into the living and dining areas, where hardwood floors and French doors create a welcoming transition to the newly screened lanai and private backyard. With a natural gas hookup for your grill, the outdoor space is ready for relaxing mornings, casual dinners, and gatherings with friends.The spacious primary suite serves as a private retreat, featuring hardwood floors, direct lanai access, a walk-in closet, and an updated en-suite bath with dual vanities, quartz countertops, and a walk-in accessible shower. A generously sized second bedroom and an updated guest bathroom provide additional comfort and flexibility.One of this home’s most impressive features awaits upstairs! The expansive bonus room offers exceptional versatility, with a half bath, wet bar, solid wood built-ins, a walk-in closet, and its own A/C zone. Whether you envision a game room, media room, home office, hobby space, or additional guest accommodations, this remarkable space offers room to make it your own. This wonderful space is ready for movie nights, game days, and entertaining. Large windows with thermo-blinds bring in natural light and offer views that include the lake.The thoughtful features continue with an oversized two-car garage complete with an electric screen and additional space for storage, a workbench, or projects. Two separate water meters help manage irrigation, while the separate A/C zones add flexibility and comfort. Major improvements include a 2023 roof and a 2025 HVAC system.Beyond the home, Royal Harbor offers an active 55+ lifestyle with a variety of amenities, social activities, and convenient RV and boat storage, all in a desirable community near Little Lake Harris.Spacious, versatile, and thoughtfully updated, this home offers so much more than meets the eye. Discover the possibilities, enjoy the lifestyle, and come experience everything this exceptional Royal Harbor property has to offer. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,284
Sqft
0.2 ac
Lot size
2005
Year built
Two
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,402 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs ROYAL HARBOR
$162 vs $190
Days on market
9 vs 64 typical
Where $162/sqft sits among the 9 homes for sale in ROYAL HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,042
Median age
53.1
Median income
$63,472
Median home value
$266,500
Avg household
2.17
Households w/ children
2,136
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$333K → $285K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
5 of 9
ROYAL HARBOR have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 5486 BOUNTY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$735,000
5565 BOUNTY CIRCLE · same community
3 bd · 2 ba · 2,225 sqft · $330/sqft · 6 DOM
Sold · Jul ’26$340,000
2880 MEDITERRANEAN LOOP · same community
3 bd · 2 ba · 2,189 sqft · $155/sqft · 6 DOM
Sold · Apr ’26$385,000
5170 INDIAN OCEAN LOOP · same community
3 bd · 2 ba · 2,162 sqft · $178/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5486 BOUNTY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5486 BOUNTY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5486 BOUNTY CIRCLE FAQs
What would the monthly payment be for 5486 BOUNTY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,402/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5486 BOUNTY CIRCLE?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5486 BOUNTY CIRCLE?+
The most recent tax bill on record (2024) was $3,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5486 BOUNTY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $369,900, this home is listed about 12% above the Tavares median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5486 BOUNTY CIRCLE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CLASSIC · Scott Cohara. MLS #G5119452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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