11 OLD MILL DRIVE UNIT 9C, CEDAR KEY, FL, 32625
Active233 days on marketListed Feb 22, 2026MLS #GC537298
About this home
11 OLD MILL DRIVE UNIT 9C
COASTAL CHARM MEETS MODERN LUXURY IN CEDAR KEY, FLORIDA! Discover your own slice of paradise at Old Fenimore Mill, where the timeless beauty of Old Florida meets the comfort of modern coastal living! This beautifully remodeled 2-bedroom, 2-bathroom condo offers an exceptional opportunity to enjoy the relaxed waterfront lifestyle Cedar Key is known for. Tucked away in this charming coastal community, you'll find locally owned shops, restaurants, coffee shops, and the peaceful atmosphere that makes Cedar Key such a special place to call home. Step inside this immaculate, move-in-ready condo and immediately appreciate the attention to detail, beautiful tile flooring throughout, and abundance of natural light. The thoughtfully designed floor plan features a welcoming foyer, conveniently located guest bathroom, and inviting guest bedroom filled with Florida sunshine. The spacious primary suite offers a walk-in closet and beautifully appointed bathroom featuring a makeup vanity and tub/shower combination. A dedicated laundry room includes a stacked washer and dryer with additional storage space. The heart of the home is the stunning remodeled kitchen, featuring elegant quartz countertops, a coastal-inspired backsplash, smart stove, convenient additional outlets along the breakfast bar, and an open layout overlooking the dining and living areas. The spacious living room showcases breathtaking coastal views, creating the perfect setting for relaxing or entertaining. Step outside onto your private balcony, where the sights and sounds of the Gulf of Mexico, coastal wildlife, and refreshing breezes invite you to slow down and stay awhile. Residents of Old Fenimore Mill enjoy wonderful community amenities, including a swimming pool, hot tub, boat dock, fish cleaning station, and outdoor swing overlooking the beautiful surroundings. Whether you're searching for a full-time residence, seasonal coastal retreat, or potential short-term rental investment, this beautifully updated condo offers the convenience of low-maintenance living in one of Florida's most treasured coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
0.01 ac
Lot size
2001
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cedar Key actives
$342 vs $250
Days on market
233 vs 173 typical
Where $342/sqft sits among the 7 Cedar Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.2%
Sale-to-list ratio (12 mo)
7 of 7
Cedar Key actives have cut their price
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 OLD MILL DRIVE UNIT 9C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$208,500
1149 SHELL CREST AVENUE
2 bd · 2 ba · 1,104 sqft · $189/sqft · 344 DOM
Sold · Feb ’26$148,000
12303 CEDAR STREET
2 bd · 2 ba · 1,248 sqft · $119/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 11 OLD MILL DRIVE UNIT 9C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 OLD MILL DRIVE UNIT 9C — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 OLD MILL DRIVE UNIT 9C FAQs
What would the monthly payment be for 11 OLD MILL DRIVE UNIT 9C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,870/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 OLD MILL DRIVE UNIT 9C?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 OLD MILL DRIVE UNIT 9C?+
The most recent tax bill on record (2025) was $4,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 OLD MILL DRIVE UNIT 9C?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cedar Key?+
At $354,900, this home is listed about 9% below the Cedar Key median of $391,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$354,900 runs 110% above the CEDAR KEY 32625 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $369,900, now $354,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC537298.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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