CENTURY 21 Edge

Homes for sale in

Cedar Key, Florida

An old Gulf fishing island that runs on its own clock

11

Homes for sale

$354,900

Median list price

$318

Avg price / sqft

94

Median days on market

Cedar Key is a cluster of small islands off Florida's Nature Coast, a working fishing and clamming town where golf carts outnumber traffic lights and the pace is set by the tide. Life here leans toward the water — you'll find waterfront homes on stilts, weathered cottages, and homes with water views across the marsh and Gulf. It's part of quiet Levy County, far from the theme-park bustle, and that isolation is precisely the appeal.

The market here is small and slow-moving by design. With just 10 active listings and a median list price of $359,450, buyers should expect limited choice and time to think — homes sit a median of 67.5 days, and over the last year only 7 sold, at a median of $190,000. Sellers are getting about 90% of asking, so there's room to negotiate; keep an eye on anything just reduced and know your budget before you fall for a view.

Cedar Key is in Levy County, Florida.

Quick facts

$128,900$898K price range

1,176 sqft median home

Leans buyer right now

Fresh on the market

Newest homes in Cedar Key

View all 11 homes →

11 of 11 active listings shown

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Find your fit

Most popular Cedar Key searches

Where the market lives

<$200K$200K–$300K$300K–$400K$400K–$500K$750K–$1.0M

The numbers that matter

The Cedar Key market

Leans buyer

16.5 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

7

Sold, last 12 months

$190,000

Median sold price

90%

Sale-to-list ratio

What sellers actually get vs asking

144 days

Median time to sell

Cedar Key vs Levy County

Median list price

Cedar Key$355K
Levy Co.$288K

Price per sqft

Cedar Key$318
Levy Co.$272

Days on market

Cedar Key94d
Levy Co.51d

Median sold price — 3-yr, 3-mo rolling

75.7% yr/yr

$75K$775K$1.5MAug ’23Jul ’26

Homes on the market

41015Aug ’23Jul ’26

Homes sold per month

012Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Cedar Key, FL. Rolling medians smooth single-month swings in thin markets.

For the school run

School zones with homes for sale

Assigned schools as reported on active MLS listings — always verify zoning with the district.

Beyond the listings

Living in Cedar Key

01

A true water town

Five of the ten active listings are waterfront, reflecting an island where most homes trade on their access to the Gulf and marsh.

02

Small, selective inventory

With only 10 homes on the market, choices are limited and the right listing rewards buyers who are ready to move.

03

Room to negotiate

Sellers average 90% of asking price, so offers below list are part of the conversation here.

04

A patient market

Homes take a median of 67.5 days to sell, giving buyers time to inspect, plan, and make a considered offer.

05

Cottage-scale living

The median home is a compact 1,148 sqft, in keeping with the island's mix of cottages, condos, and single-family houses.

Population

756

Median age

68.4

Median income

$69,226

Median home value

$331,100

What people here are into

Hobbies & Interests

Top 1% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Culture

Top 9% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 10% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Beliefs

Top 23% in the U.S.

Conservation

Good stewards of the earth, this population advocates for a cleaner environment and responsible use of resources. They often encourage others to recycle and use clean energy.

Entertainment

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Active

Outdoor Adventures

Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.

What it really costs

Owning here

Owning the median Cedar Key home

$2,679/mo

Principal & interest $1,870
Property tax $263
HOA / fees $336
Insurance (est.) $210

$354,900 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

73%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

Straight answers

Cedar Key real estate FAQs

Is Cedar Key a good place to live?+

If you want a quiet, water-focused island town over big-city convenience, Cedar Key delivers. It's a small working community on the Nature Coast where the Gulf, the tide, and slow days define daily life. Just understand it's remote — with only 10 homes listed at any time, this is a place people choose deliberately.

Is Cedar Key expensive?+

It's a mixed picture. The median list price is $359,450, but active listings range widely from $128,900 to $897,500, and the median home actually sold over the last year went for $190,000. You can browse by price to see where the more affordable end lands.

What do homes cost in Cedar Key?+

Expect to pay around $334 per square foot, with a median home size of about 1,148 sqft. The housing mix runs from single-family homes to townhomes & condos and even a mobile home, so the price you pay depends heavily on property type and water access.

How is the Cedar Key market right now?+

It's small and unhurried. Only 7 homes sold in the past 12 months, current inventory sits at 10 listings, and homes take a median of 67.5 days to sell. Sellers are averaging 90% of asking, which means buyers who take their time often have negotiating room.

What about HOA fees and property taxes?+

The median HOA runs about $336 per month, which mainly applies to the island's condo and condo-hotel properties rather than every home. Property taxes come in around $3,806 per year at the median. Always confirm the specific figures on any listing, since they vary a lot by property type here.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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