CENTURY 21 Edge

Homes for sale in

Cedar Key, Florida

An old Florida fishing island that keeps its own time

8

Homes for sale

$391,450

Median list price

$331

Avg price / sqft

173

Median days on market

Cedar Key sits at the end of a causeway on Florida's Gulf coast in Levy County, a working fishing and clamming town where the pace slows the moment you cross the bridge. It's a place defined by the water — you'll find waterfront homes and stilt cottages alongside the single-family homes that make up most of what sells here, plus a handful of townhomes & condos near the heart of town.

This is a small, thin market, so patience matters. There are just 9 active listings right now, with a median list price of $425,000 spread across a wide $119,900 to $897,500 range, and homes tend to sit — the median is 138 days on market. Buyers who watch the just reduced listings and are ready to negotiate have real leverage, since sellers over the past year took about 90% of asking on average.

Cedar Key is in Levy County, Florida.

Quick facts

$119,900 – $898K price range

1,267 sqft median home

Leans buyer right now

Fresh on the market

Newest homes in Cedar Key

View all 8 homes →

8 of 8 active listings shown

Open full map search →

Find your fit

Most popular Cedar Key searches

Where the market lives

<$200K$200K–$300K$300K–$400K$400K–$500K$750K–$1.0M

The numbers that matter

The Cedar Key market

Leans buyer

12.0 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

7

Sold, last 12 months

$208,500

Median sold price

92%

Sale-to-list ratio

What sellers actually get vs asking

175 days

Median time to sell

Cedar Key vs Levy County

Median list price

Cedar Key$391K
Levy Co.$300K

Price per sqft

Cedar Key$331
Levy Co.$274

Days on market

Cedar Key173d
Levy Co.81d

Median sold price — 3-yr, 3-mo rolling

▼ 75.7% yr/yr

$75K$775K$1.5MAug ’23Jul ’26

Homes on the market

41015Aug ’23Jul ’26

Homes sold per month

012Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Cedar Key, FL. Rolling medians smooth single-month swings in thin markets.

For the school run

School zones with homes for sale

Assigned schools as reported on active MLS listings — always verify zoning with the district.

Beyond the listings

Living in Cedar Key

01

A real working waterfront

Cedar Key is a genuine fishing and clam-farming community, and 4 of the 9 current listings sit on the water.

02

Small inventory, big range

With only 9 homes active, prices run from $119,900 all the way to $897,500, so the market rewards buyers who know exactly what they want.

03

Room to negotiate

Homes here averaged 90% of asking price over the last 12 months, and the median 138 days on market means little pressure to rush.

04

Mostly single-family, some condos

The mix is 6 single-family homes, 2 condominiums, and 1 condo-hotel unit — a compact but varied set of choices.

05

Modest, manageable taxes

The median property tax here runs about $2,663 a year, keeping carrying costs reasonable for a coastal address.

Population

756

Median age

68.4

Median income

$69,226

Median home value

$331,100

What people here are into

Hobbies & Interests

Top 1% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Culture

Top 9% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 10% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Beliefs

Top 23% in the U.S.

Conservation

Good stewards of the earth, this population advocates for a cleaner environment and responsible use of resources. They often encourage others to recycle and use clean energy.

Entertainment

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Active

Outdoor Adventures

Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.

What it really costs

Owning here

Owning the median Cedar Key home

≈ $2,850/mo

Principal & interest $2,062
Property tax $242
HOA / fees $336
Insurance (est.) $210

$391,450 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

75%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

Straight answers

Cedar Key real estate FAQs

Is Cedar Key a good place to live?+

If you want a quiet, water-focused life away from the crowds, Cedar Key delivers — it's a genuine old-Florida fishing town, not a resort strip. The trade-off is size and services: it's remote, the market is small with just 9 active listings, and families are zoned to schools including Cedar Key High School and Chiefland Elementary in Levy County.

Is Cedar Key expensive?+

It's a mixed picture. The median list price is $425,000, but sold homes over the past year had a median of just $190,000, so what's actually trading tends to be more affordable than what's currently listed — worth checking as you browse by price.

What do homes cost in Cedar Key?+

Active listings span $119,900 to $897,500 with a median of $425,000, and prices average about $330 per square foot on a median home size of 1,414 square feet. Waterfront and stilt homes push toward the top of that range, while condos and smaller cottages anchor the lower end.

How is the Cedar Key market right now?+

It's slow and thin, which favors patient buyers. Only 7 homes sold in the last 12 months, listings sit a median of 138 days, and sellers are getting around 90% of asking — meaning there's genuine room to negotiate, especially on the just reduced properties.

What about HOA fees and property taxes?+

The median HOA fee runs about $336 a month, which mostly applies to the condo and gated properties rather than standalone homes. Property taxes are modest, with a median of about $2,663 per year.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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