10550 SW 52ND PLACE, CEDAR KEY, FL, 32625
Active62 days on marketListed Aug 12, 2026MLS #GC542600
About this home
10550 SW 52ND PLACE
Virtually Staged. Virtually Staged. Peaceful Country Living on 9.5 Acres Near Cedar Key! Enjoy privacy and plenty of room to spread out with this charming 2-bedroom, 2-bath concrete block home in Rosewood, Florida. Surrounded by natural beauty and abundant wildlife, this property offers a relaxed rural setting while still being within easy reach of shopping, recreation, and the Nature Coast. This home offers a comfortable open floor plan with a fully equipped kitchen, ample cabinetry, breakfast bar, and adjoining dining area. Recent updates include a NEW METAL ROOF (2025), NEW HVAC SYSTEM (2024), NEW WATER HEATER (2026), NEW WELL TANK (2026), NEW WATER SOFTENER (2026), and NEW WELL PUMP & CARBON FILTER (2022). Fresh interior paint and LED lighting add a bright, modern feel, while a thoughtfully renovated closet provides improved organization and functionality. The property also includes an extra brand-new well pump, pressure tank, and chlorine pump, along with a generator-ready subpanel for added convenience during power outages. Two wells provide additional versatility and peace of mind, making this a well-maintained and thoughtfully updated home. The property also offers exceptional parking and storage, with a 2-car attached garage, an 18' x 20' carport, a 16' x 24' detached garage/shop with concrete parking pad, and a 40' x 80' lime rock pad ready for a pole barn. A separate 480-square-foot air-conditioned workshop/office, built in 2024, provides flexible space for an office, studio, hobbies, equipment, or storage. Just a short drive from Chiefland, the Suwannee River, and Cedar Key, where fishing, boating, and small-town coastal charm await. BONUS: The home has an assumable mortgage, subject to lender approval and buyer qualification.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,356
Sqft
9.55 ac
Lot size
2
Garage
2000
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,804 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,804/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.6%
$/sqft vs NOT IN SUBDIVISION
$174 vs $246
Days on market
62 vs 173 typical
Where $174/sqft sits among the 133 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.2%
Sale-to-list ratio (12 mo)
75 of 133
NOT IN SUBDIVISION have cut their price
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 10550 SW 52ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Sold · Dec ’25$485,000
4510 CINDY ROAD · same community
4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM
Sold · Feb ’26$838,000
634 NE 696TH STREET · same community
4 bd · 2.5 ba · 2,664 sqft · $315/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10550 SW 52ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10550 SW 52ND PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10550 SW 52ND PLACE FAQs
What would the monthly payment be for 10550 SW 52ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,804/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10550 SW 52ND PLACE?+
The most recent tax bill on record (2025) was $594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10550 SW 52ND PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cedar Key?+
At $410,000, this home is listed about 5% above the Cedar Key median of $391,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 143% above the CEDAR KEY 32625 median — but at 2,356 sqft it's also nearly twice the size of the typical Cedar Key listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $425,000, now $410,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC542600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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