CENTURY 21 Edge
$799,000$890,0002 bd1 ba1,000 sqft$799 /sqft≈$5,059 /mo all-in ↓

Track 79 CLAYTON ROAD, CEDAR KEY, FL, 32625

Active267 days on marketListed Jan 19, 2026MLS #OM716937

✦ Reduced $91KWaterfrontFully furnishedSingle Family ResidenceTIGER ISLAND 79

About this home

Track 79 CLAYTON ROAD

Live independently. Live sustainably. Live surrounded by nature. Escape to 60 secluded acres in the heart of Old Florida, where modern comfort, extraordinary privacy, and true self-sufficiency come together. Hidden within the exclusive GATED Tiger Island Sportsman’s Club, this remarkable off-grid estate is surrounded by more than 7,200 acres of privately owned hunting and conservation land and borders the Lower Suwannee National Wildlife Refuge. Created for those who value freedom, resilience, and the outdoors, this turnkey retreat offers an increasingly rare opportunity to live entirely on your own terms. Whether envisioned as a peaceful retirement haven, self-sustaining homestead, recreational getaway, preparedness retreat, or legacy property for generations to come, this estate delivers a lifestyle few properties can match. At the heart of the property is “The Treehouse” a custom post-and-beam cabin completed in 2021. Offering approximately 1,000 square feet of finished living space, the home features two bedrooms, one bathroom, a loft, and a third bedroom and bathroom already dried-in and ready for completion. Soaring vaulted ceilings, exceptional craftsmanship, and 22 oversized triple-pane windows fill the interior with natural light while framing captivating views of the surrounding forest. A spacious 10-by-20 screened porch overlooks natural wildlife corridors and provides an idyllic setting for morning coffee, birdwatching, quiet evenings, and year-round outdoor living. Beneath the elevated home, approximately 1,200 square feet of covered space provides exceptional flexibility for equipment storage, a workshop, recreational vehicles, outdoor entertaining, or future expansion. Supporting the property’s many recreational, agricultural, and storage possibilities is an impressive 40-by-60-foot metal building/barn with 20-foot height and skirts. Three storage containers provide even greater versatility: one insulated 20-foot container, one 40-by-8-foot container, and one 40-by-9.5-foot container. Together, these structures provide storage for tools, equipment, ATVs, supplies, workshop activities, and long-term use. Engineered for long-term independence, the property is supported by an impressive off-grid infrastructure that includes a 10kW solar power system, lithium battery storage, a 12kW propane backup generator, two private wells, Starlink high-speed internet, energy-efficient construction, and a silicone-coated metal roof designed for exceptional longevity. The land is equally extraordinary, featuring one of the largest ponds in the community, creek frontage, established trails, wildlife food plots, mature forest, and cleared areas offering future possibilities. Explore the acreage by ATV, observe abundant native wildlife, hunt, hike, fish, or simply enjoy the profound peace that comes with owning a private piece of untouched Florida. Tiger Island Sportsman’s Club is known for its expansive acreage parcels, commitment to conserving Florida’s natural landscape, and nearly 25 miles of private roads. Despite its secluded setting, the property is located approximately 15 minutes from the coastal charm, restaurants, fishing, and recreation of Cedar Key. Here, the road ends and possibility begin. Experience the freedom to live more intentionally, tread more lightly, and reconnect with what matters most, without sacrificing the modern comforts that make this extraordinary retreat feel like home.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,000

Sqft

60 ac

Lot size

6

Garage

2021

Year built

Two

Levels

$799

Per sqft

WaterfrontFireplaceTrees/Woods viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDryer · Gas Water Heater · Range · Range Hood · Tankless Water Heater · Washer · Water Purifier · Water Softener · Whole House R.O. System
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingMini-Split Unit(s)
HeatingPropane · Solar
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationPillar/Post/Pier · Slab
ViewTrees/Woods
FacesEast
ParkingBoat · Garage Door Opener · Garage Faces Rear · Ground Level · Off Street · Oversized · RV Garage · Under Building · Workshop in Garage
ExteriorFire Pit · Lighting · Outdoor Shower · Private Yard · RV Hookup · Sidewalk · Storage

Community & fees

HOA fee$25/mo
Taxes (2025)$3,151/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesPropane · Solar
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,059 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$263
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,059/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$263
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Cedar Key actives

$799 vs $250

Days on market

267 vs 173 typical

Where $799/sqft sits among the 7 Cedar Key actives

5
2
0
0
0
0 · this home
$174–278$278–382$382–487$487–591$591–695$695+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cedar Key

Get to know Cedar Key. See the full Cedar Key guide →

CEDAR KEY 32625 — neighborhood snapshot

Population

1,255

Median age

62.3

Median income

$59,036

Median home value

$267,200

Avg household

1.83

Households w/ children

49%

The numbers that matter

The Cedar Key market

Seller’s marketLeans buyer — 12.0 months of inventoryBuyer’s market

$309K → $75K

Cedar Key median sold, yr/yr

89.2%

Sale-to-list ratio (12 mo)

7 of 7

Cedar Key actives have cut their price

Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 373% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,000 ▼ $91K
Jan 19, 2026Listed at $890,000 · 267 days on market since
2021Built · TIGER ISLAND 79

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about Track 79 CLAYTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Track 79 CLAYTON ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Track 79 CLAYTON ROAD FAQs

What would the monthly payment be for Track 79 CLAYTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,059/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at Track 79 CLAYTON ROAD?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on Track 79 CLAYTON ROAD?+

The most recent tax bill on record (2025) was $3,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at Track 79 CLAYTON ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cedar Key?+

At $799,000, this home is listed about 104% above the Cedar Key median of $391,450. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$799,000 runs 373% above the CEDAR KEY 32625 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $890,000, now $799,000 — a $91K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Cassandra Gardner. MLS #OM716937.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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