
1147 SE HAMMERLY STREET, MADISON, FL, 32340
Active109 days on marketListed Apr 23, 2026MLS #GC539752
About this home
1147 SE HAMMERLY STREET
This 2019 single wide mobile home sits on 10.34 fully fenced acres and gives you the space, privacy, and freedom that is hard to find. The land is split nicely with about half cleared and half wooded, offering a good mix of open ground and natural surroundings. The cleared portion is great for a homesite, animals, gardening, or even starting a small farm. The wooded area has a perimeter trail along with several trails running through it, making it easy to walk, ride, or just enjoy the outdoors. There is also plenty of wild game, giving you the option to hunt right on your own property. This property has a lot of potential and can be used in many different ways. It is a great option for someone looking to live a quieter lifestyle with room to spread out. You could bring horses, cows, goats, or chickens, or use the open land for planting and growing your own food. It would also work well as a weekend getaway or hunting spot, or even as an investment for the future. With the mix of cleared and wooded land, you have flexibility to use it how you want without starting from scratch. The entire 10.34 acres is fully fenced, which adds both convenience and peace of mind, especially for animals or keeping your property lines clearly defined. There is no HOA and no deed restrictions, so you are not limited in how you use the land. Whether you want to build more, park equipment, bring in additional homes, or simply enjoy it as it is, the choice is yours. Another big plus is that the property has fiber optic internet available, making it easy to work from home, stream, or stay connected while still enjoying country living. It is not always easy to find that combination of privacy and reliable internet. The location offers a good balance of quiet living with access to nearby towns and cities. It is just 26 minutes to Live Oak, 29 minutes to Mayo, 42 minutes to Lake City, 48 minutes to Valdosta, 1 hour and 10 minutes to Tallahassee, and 1 hour and 30 minutes to Gainesville. This makes it convenient for shopping, work, and travel while still coming home to your own private space. If you are looking for land with room to grow, no restrictions, and plenty of possibilities, this property is worth a look.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,616
Sqft
10.34 ac
Lot size
2019
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Madison
Get to know Madison. See the full Madison guide →
MADISON 32340 — neighborhood snapshot
Population
10,424
Median age
45
Median income
$43,393
Median home value
$115,900
Avg household
2.25
Households w/ children
920
For the school run
Madison County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madison market
$25K → $114K
Madison median sold, yr/yr
Median sold price, Madison, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the MADISON 32340 median. See the full Madison market guide →
Paper trail
This home's history
Reality check
What actually sold near 1147 SE HAMMERLY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$327,500
3675 SE COUNTY ROAD 255
3 bd · 2.5 ba · 2,318 sqft · $141/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1147 SE HAMMERLY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1147 SE HAMMERLY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1147 SE HAMMERLY STREET FAQs
What would the monthly payment be for 1147 SE HAMMERLY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,927/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1147 SE HAMMERLY STREET?+
The most recent tax bill on record (2025) was $2,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madison?+
At $240,000, this home is priced right at the Madison median.
Which schools are assigned to 1147 SE HAMMERLY STREET?+
Madison County Central School (elementary), Madison County High School (high) — Madison County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SAUCER REALTY & CAPITAL · Ronald Carver. MLS #GC539752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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