425 SW 31ST AVENUE, CAPE CORAL, FL, 33991
Active6 days on marketListed Aug 24, 2026MLS #GC542360
About this home
425 SW 31ST AVENUE
NEW CONSTRUCTION WATERFRONT HOME in Southwest Cape Coral! Completed in 2026, this contemporary 3-bedroom, 3-bath home with den/office offers 1,900 sq. ft. of living area and 2,756 total sq. ft. on a freshwater canal with a concrete seawall. Situated on Lots 16 & 17 with NO HOA, this home combines modern design, premium finishes and exceptional indoor/outdoor living. Step inside to an open-concept great room, dining area and kitchen highlighted by 13' tray ceilings, recessed lighting, 8' doors, impact-resistant windows and doors, contemporary epoxy and ceramic tile flooring and modern fixtures. The sleek European-style kitchen features quartz countertops, a waterfall island/breakfast bar, contemporary cabinetry and a full complement of appliances including a built-in oven, cooktop, microwave, range hood, refrigerator, dishwasher and wine refrigerator. The primary suite features two walk-in closets and a beautifully finished en-suite bath with dual vessel sinks, an illuminated mirror and an oversized glass-enclosed shower with rainfall showerhead, handheld shower and built-in niche. Two additional bedrooms, two additional full bathrooms and a separate den/office provide a versatile floor plan. An interior laundry room and dedicated storage room add additional functionality. Outdoor living is a standout feature with an expansive covered lanai overlooking the freshwater canal. The covered space features two ceiling fans, recessed lighting and a built-in outdoor kitchen with grill, sink, beverage refrigerator and storage. Additional features include an outdoor shower, bathroom access from the outdoor area, landscaped front yard, covered front entry and attached 2-car garage. Conveniently located near the Seven Islands area, Matlacha, Burnt Store Road, Pine Island Road, shopping, dining and recreation. Contemporary new construction, waterfront views, a concrete seawall, no HOA and generous covered outdoor living make this Southwest Cape Coral home one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,900
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$395
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,662 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,662/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.6%
$/sqft vs CAPE CORAL
$395 vs $243
Days on market
6 vs 34 typical
Where $395/sqft sits among the 146 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
68 of 146
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 425 SW 31ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
3007 ACADEMY BOULEVARD · same community
3 bd · 2 ba · 1,914 sqft · $196/sqft · 101 DOM
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Sold · Dec ’25$305,000
2730 NW 6TH STREET · same community
4 bd · 2 ba · 1,830 sqft · $167/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 425 SW 31ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 425 SW 31ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
425 SW 31ST AVENUE FAQs
What would the monthly payment be for 425 SW 31ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,662/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 425 SW 31ST AVENUE?+
The most recent tax bill on record (2025) was $2,087. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $750,000, this home is listed about 76% above the Cape Coral median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 425 SW 31ST AVENUE?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 176% above the CAPE CORAL 33991 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Cape Coral market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIRST CHOICE REALTY OF NORTH FLORIDA LLC · Dawn Johnson. MLS #GC542360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cape Coral homes, in your inbox
Like 425 SW 31ST AVENUE but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →