CENTURY 21 Edge
$2,900,0004 bd3.5 ba3,298 sqft$879 /sqft$17,842 /mo all-in ↓

19505 NW 184TH TERRACE, HIGH SPRINGS, FL, 32643

Active17 days on marketListed Sep 3, 2026MLS #GC542630

Single Family ResidenceN/A

About this home

19505 NW 184TH TERRACE

SADDLE UP! Privately nestled on approximately 40 breathtaking acres, this extraordinary 4-bedroom, 3.5-bath, 3,298-square-foot custom equestrian estate, designed by renowned local architect Jay Reeves, combines architectural artistry, luxury and exceptional privacy. Completely secluded from the road and surrounded by mature hardwoods and majestic oaks, the home is filled with natural light. The dramatic great room features soaring 24-foot cypress ceilings, custom beams and a magnificent wood-burning fireplace crafted from hand-selected tan river rock with a locally made Red Oak mantle. Twelve-foot ceilings continue throughout the bedrooms and baths, while knotty alder doors, custom cherrywood cabinetry and millwork, sinker-cypress accents, granite surfaces and designer lighting showcase exceptional craftsmanship. The gourmet kitchen and cherrywood wet bar are designed for entertaining, with the kitchen overlooking a beautiful rear paddock. The primary retreat features a custom sinker-cypress wall, walk-in closet system and spa-inspired bath. Sonos sound, smart-home security, landscape lighting, fiber optics, automatic gated entry and a standby generator serving the home, barn and main well complete this thoughtfully designed estate. The Exceptional Equestrian Facilities: 17-stall barn with 12'x12' individually lit stalls, each with two electrical outlets and custom fan racks. Amenities include a feed room, 3 indoor and 2 outdoor lighted wash racks, climate-controlled tack room, fly-control system, ceiling fans, cupola ventilation and 220V power for shop equipment. The property features 9 fenced paddocks, each with dedicated water and old-growth oaks for shade, plus 5 run-in sheds. Approximately 3 miles of private, predominantly shaded riding trails with eventing jumps provide the rare opportunity to ride and train without leaving the property. The impressive 176'x256' custom arena features clay-and-sand footing with dedicated irrigation to keep it jump-ready. A private 1-bedroom, 1-bath barn apartment with two entrances, spacious kitchen and laundry provides ideal accommodations for a trainer, caretaker or guests. Additional features include an RV/horse-trailer electrical outlet, two 90-gallon fuel tanks and extensive irrigation. Private, sophisticated and meticulously designed, this remarkable 40-acre estate offers an extraordinary opportunity to live, ride, train and entertain at home. WELLS & SEPTIC: The property is served by two wells. The farm well is an industrial 6-inch well installed by Freeman in 2018 under the supervision of a professional geologist. This well services the whole property. A separate residential well, located to the left of the main residence, was constructed in 2000 is the back up well. It can be run by a standalone generator if the main generator fails, it can be run by a switch on a panel on the south side of the house in case the big well needs servicing. The residence well has a pipe connecting to the barn so the barn also has water in case of something failing. The property also has two septic systems, which are serviced annually. The residence septic is located to the left of the home, while the barn septic is located behind the barn.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,298

Sqft

40 ac

Lot size

2019

Year built

Two

Levels

$879

Per sqft

FireplaceNegotiable

Inside

FlooringTile
AppliancesDishwasher
InteriorCathedral Ceiling(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesWest
ExteriorPrivate Entrance

Community & fees

Taxes (2025)$11,354/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,842 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property tax — 2025 actual bill$946
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $290,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $290,000
Interest rate6.00%
Loan term

Estimated payment

$17,842/mo

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property taxes (actual bill)$946
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$879 vs $288

Days on market

17 vs 35 typical

Where $879/sqft sits among the 228 homes for sale in N/A

101
71
21
12
8 · this home
15
$123–276$276–429$429–582$582–735$735–889$889+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,495

Median age

38.5

Median income

$69,871

Median home value

$254,900

Avg household

2.86

Households w/ children

1,364

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$294K

High Springs median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

119 of 228

N/A have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 821% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $2,900,000 · 17 days on market since
2019Built · N/A

Reality check

What actually sold near 19505 NW 184TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

16422 SPRING VALLEY ROADSold · Mar ’26

$1,275,000

16422 SPRING VALLEY ROAD · same community

4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19505 NW 184TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19505 NW 184TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19505 NW 184TH TERRACE FAQs

What would the monthly payment be for 19505 NW 184TH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19505 NW 184TH TERRACE?+

The most recent tax bill on record (2025) was $11,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in High Springs?+

At $2,900,000, this home is listed about 669% above the High Springs median of $376,950. The market section on this page shows how the area is trending.

Which schools are assigned to 19505 NW 184TH TERRACE?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Kimberly Mitchell. MLS #GC542630.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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