140 SW SPAULDING COURT, FORT WHITE, FL, 32038
Active63 days on marketListed Sep 4, 2026MLS #GC542757
About this home
140 SW SPAULDING COURT
10 GORGEOUS ACRES, AN INCREDIBLE OUTDOOR ENTERTAINING OASIS, AND ROOM FOR EVERYONE JUST OUTSIDE FORT WHITE, FLORIDA! Welcome to your very own North Florida retreat, where privacy, spacious living, and unforgettable gatherings come together on 10 beautiful acres dotted with mature Florida hardwoods! This immaculate 4-bedroom, 2-bathroom home offers an exceptional combination of comfortable indoor living, incredible outdoor amenities, and plenty of room to spread out and enjoy the peaceful countryside. From the moment you enter the property, you'll appreciate the beautiful natural surroundings and sense of seclusion that make this acreage so special. Step inside and discover a bright, inviting open floor plan designed with both everyday comfort and entertaining in mind. The spacious living room flows into a beautifully appointed kitchen featuring abundant cabinetry and a generous dining area perfect for gathering around the table. An additional family room provides even more flexibility, whether you're looking for a second living space, media room, or comfortable retreat for guests. The thoughtfully designed split-bedroom floor plan features three spacious guest bedrooms, a full guest bathroom, and the additional family room on one side of the home, creating a wonderful separate living area. On the opposite side, the OVERSIZED PRIMARY SUITE offers an incredible amount of space, with plenty of room for a home office, sitting area, or nursery! The private primary bathroom features a walk-in shower, relaxing garden tub, and vanity. A spacious laundry room adds everyday convenience and provides direct access to the incredible outdoor entertaining area. AND JUST WAIT UNTIL YOU SEE THE BACK PORCH! This isn't your ordinary porch — this is where memories are made! The expansive enclosed porch offers plenty of room for dining tables, comfortable lounge seating, game-day gatherings, and entertaining friends while enjoying the beautiful Florida surroundings. Step directly onto the pool deck and discover a gorgeous 30-FOOT ABOVE-GROUND POOL, complete with a CUSTOM-BUILT BAR that makes summer entertaining an absolute dream! Whether you're floating away the afternoon, hosting weekend cookouts, or simply relaxing with your favorite beverage, this outdoor space was designed for enjoying life. But the incredible features don't stop there! The property also includes an impressive 26x44 detached carport and workshop area with RV parking space, a bathroom, laundry facilities, and 125-amp/240-volt electrical service. An additional 12x28 storage building with 60-amp/240-volt electrical service provides even more room for tools, equipment, hobbies, and storage needs. Outside, you'll also find a wonderful fire pit area perfect for crisp fall evenings, a dedicated play area, and 10 beautiful acres offering endless opportunities to enjoy the outdoors. LOCATION IS ANOTHER INCREDIBLE BONUS! Situated just outside Fort White, this property is conveniently located near some of North Florida's most treasured natural attractions, including Ichetucknee Springs, Rum Island Springs, the Santa Fe River, and the Fort White Wildlife Management Area! Enjoy swimming, tubing, kayaking, fishing, hiking, and exploring the natural beauty that makes this area so desirable. Whether you're searching for a spacious primary residence, a private country retreat, or a property with room for your recreational equipment and hobbies, this one truly has something special to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,976
Sqft
10.01 ac
Lot size
1
Garage
2017
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,270 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs NOT IN A SUBDIVISION
$197 vs $221
Days on market
63 vs 51 typical
Where $197/sqft sits among the 21 homes for sale in NOT IN A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,007
Median age
50.9
Median income
$65,753
Median home value
$182,500
Avg household
2.56
Households w/ children
1,151
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $374K
Fort White median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
12 of 21
NOT IN A SUBDIVISION have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 SW SPAULDING COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$230,000
4405 S PIPKIN ROAD · same community
5 bd · 3 ba · 1,988 sqft · $116/sqft · 8 DOM
Sold · Apr ’26$370,000
2815 KIMBERLY LANE · same community
3 bd · 2.5 ba · 1,952 sqft · $190/sqft · 54 DOM
Sold · Nov ’25$385,000
2004 VARNER CIRCLE · same community
3 bd · 2 ba · 1,918 sqft · $201/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 140 SW SPAULDING COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 SW SPAULDING COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
140 SW SPAULDING COURT FAQs
What would the monthly payment be for 140 SW SPAULDING COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,270/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 140 SW SPAULDING COURT?+
The most recent tax bill on record (2025) was $3,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $389,900, this home is listed about 24% above the Fort White median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 SW SPAULDING COURT?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 43% above the FORT WHITE 32038 median — but at 1,976 sqft it's also 16% larger than the typical Fort White listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $399,900, now $389,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC542757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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