304 COLGATE LOOP, FORT WHITE, FL, 32038
Active26 days on marketListed Aug 25, 2026MLS #GC542914
About this home
304 COLGATE LOOP
Welcome to your slice of peaceful Florida living! Located on 2 beautiful acres scattered with mature oak trees, this 3-bedroom, 2-bathroom home offers privacy, flexibility, and plenty of room to enjoy the country lifestyle—with NO HOA! Step inside to a comfortable home featuring a cozy fireplace, perfect for gathering with family or relaxing after a long day. The property also features a durable metal roof, providing an added bonus for the next owner. Outside, the possibilities really begin to shine. A concrete parking area and sidewalk lead directly to the covered front porch, creating a welcoming entrance. A storage building provides space for tools, lawn equipment, hobbies, or all those extras that come with country living. One of the property's most exciting features is an additional septic location, offering the potential for a future guest home, additional dwelling, or RV setup—subject to verification and applicable approvals. With two acres to work with, there is plenty of room to bring your vision to life. Located in Ft. White in Columbia County, just outside Alachua County, this property offers the benefit of potentially lower county taxes while keeping you conveniently close to everything you need. High Springs, Alachua, shopping, restaurants, springs, rivers, and outdoor recreation are all just a short drive away. Whether you're looking for a primary residence, a weekend retreat, a property with room for expansion, or simply a peaceful place to spread out, this one deserves a look. Priced to sell quickly, opportunities like this don't last long! Call today and come explore the possibilities of making these two acres your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
2 ac
Lot size
1986
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort White actives
$114 vs $202
Days on market
26 vs 70 typical
Where $114/sqft sits among the 14 Fort White actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
7 of 14
Fort White actives have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 COLGATE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
372 SW HAWK LN
3 bd · 2 ba · 960 sqft · $167/sqft · 6 DOM
Sold · Mar ’26$135,000
669 SW SHILOH STREET
2 bd · 1 ba · 784 sqft · $172/sqft · 23 DOM
Sold · Jul ’26$599,000
357 SW CONESTOGA WAY
3 bd · 2 ba · 2,215 sqft · $270/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 304 COLGATE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 COLGATE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
304 COLGATE LOOP FAQs
What would the monthly payment be for 304 COLGATE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 304 COLGATE LOOP?+
The most recent tax bill on record (2025) was $1,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 304 COLGATE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $157,000, this home is listed about 55% below the Fort White median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 304 COLGATE LOOP?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HORIZON REALTY OF ALACHUA INC · Joan Sroka. MLS #GC542914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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