396 NE 241ST STREET, SUWANNEE, FL, 32692
Active38 days on marketListed Sep 4, 2026MLS #GC543262
About this home
396 NE 241ST STREET
WATERFRONT HOME IN SUWANNEE, FLORIDA! Enjoy the laid-back Old Florida lifestyle from this charming 2-bedroom, 1-bath home, beautifully remodeled in 2024 and situated directly on a freshwater canal. Whether you're looking for a full-time residence, weekend getaway, or waterfront retreat, this property offers an ideal setting for enjoying the outdoors and spending time on the water. A covered deck overlooking the canal provides a peaceful place to relax, enjoy your morning coffee, or unwind after a day of fishing and boating. For the boating enthusiast, the property features a 2-slip boat house, providing convenient access and protected storage for your boats. A storage shed offers additional space for fishing gear, lawn equipment, and other outdoor necessities. The property also features a sprinkler system to help maintain the yard. Located in the small waterfront community of Suwannee, Florida, this home puts you close to some of the Nature Coast's best recreational opportunities. Suwannee is known for its access to the Suwannee River, Gulf of Mexico, and surrounding waterways, making the area popular for fishing, boating, kayaking, scalloping, and wildlife watching. With its quiet atmosphere and abundance of natural beauty, Suwannee offers a relaxed coastal lifestyle away from the hustle and bustle. If you're looking for a remodeled waterfront home with boating amenities and easy access to Florida's beautiful waterways, this Suwannee property is one to see!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,248
Sqft
0.13 ac
Lot size
1973
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,511 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,511/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.3%
Days on market
38 vs 100 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Suwannee
Get to know Suwannee. See the full Suwannee guide →
SUWANNEE 32692 — neighborhood snapshot
Population
67
Median age
78.7
Avg household
1.72
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Suwannee market
$270K → $438K
Suwannee median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Suwannee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the SUWANNEE 32692 median. See the full Suwannee market guide →
Paper trail
This home's history
Reality check
What actually sold near 396 NE 241ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
364 NE 256TH AVENUE · same community
2 bd · 2.5 ba · 1,144 sqft · $383/sqft · 7 DOM
Sold · Mar ’26$335,000
78 SE 901 AVENUE · same community
3 bd · 2 ba · 1,680 sqft · $199/sqft · 229 DOM
Sold · Mar ’26$135,000
94 SE 899 AVENUE · same community
1 bd · 1 ba · 360 sqft · $375/sqft · 229 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 396 NE 241ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 396 NE 241ST STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
396 NE 241ST STREET FAQs
What would the monthly payment be for 396 NE 241ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,511/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 396 NE 241ST STREET?+
The most recent tax bill on record (2025) was $1,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Suwannee?+
At $350,000, this home is listed about 7% below the Suwannee median of $374,500. The market section on this page shows how the area is trending.
Which schools are assigned to 396 NE 241ST STREET?+
Dixie County High School (high), James M. Anderson Elementary School (elementary), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 23% above the SUWANNEE 32692 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dixie County High School, James M. Anderson Elementary School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC543262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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