CENTURY 21 Edge
$289,900$304,9003 bd2 ba1,404 sqft$206 /sqft≈$2,123 /mo all-in ↓

9419 NW 235TH TERRACE, ALACHUA, FL, 32615

Active22 days on marketListed Sep 18, 2026MLS #GC543540

✦ Priced 11% below the ALACHUA 32615 median✦ Reduced $15KSingle Family ResidenceTRI-CITY OAKS

About this home

9419 NW 235TH TERRACE

Why choose between a move-in-ready home and room to breathe when you can have both? Set on 1.69 fully fenced and gated acres with no HOA, this updated 3-bedroom, 2-bath home offers 1,404 heated square feet and the rare combination of turnkey living, privacy, and usable land. The major updates are already in place, including RENOVATED BATHROOMS, NEW CARPET, LUXURY VINYL PLANK FLOORING, A REFRESHED INTERIOR, A 2021-PERMITTED METAL ROOF, AN A/C COMPRESSOR REPLACED IN EARLY 2026, AND RECENT HVAC CLEANING AND SERVICE. The result is a home that feels fresh, comfortable, and ready to enjoy without immediately taking on a long list of projects. Inside, the 3-bedroom, 2-bath layout keeps everyday living comfortable and functional, with flexible space for guests, a home office, or whatever fits your lifestyle. Then step outside and let the property slow things down a little. Start your morning with coffee while listening to the birds, watching woodpeckers and cardinals move through the yard, and taking in the azaleas, hibiscus, and wooded backdrop that lines the driveway. The setting feels peaceful, private, and connected to nature, with the beauty of the forest right at the edge of everyday life. With 1.69 acres, there is room to actually use the land. Plant the garden you have always wanted, let the dogs run, create a firepit or outdoor entertaining area, make space for hobbies and weekend projects, or simply enjoy having more room between you and the neighbors. The fully fenced and gated property gives the acreage a defined, functional feel, while the existing shed/storage building provides practical space for tools, lawn equipment, outdoor gear, and projects. Whether your vision is quiet mornings surrounded by nature, weekends spent outside, gardening, entertaining, pets, projects, or simply having a little more freedom and privacy, this property gives you the space to make it your own. Served by well and septic with Clay Electric and located in Flood Zone X, this home brings together a combination that can be difficult to find: TURNKEY UPDATES, RENOVATED BATHROOMS, NEW FLOORING, 1.69 ACRES, A FULLY FENCED AND GATED PROPERTY, FUNCTIONAL STORAGE, AND NO HOA. Move in, spread out, and enjoy the space from day one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,404

Sqft

1.69 ac

Lot size

1987

Year built

One

Levels

$206

Per sqft

Garden & Trees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationCrawlspace
ViewGarden · Trees/Woods
FacesSouth
ExteriorAwning(s) · Garden · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,534/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,123 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$128
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,123/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$128
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $349,110 · range $314K–$383K$398K

vs edgeAI estimate

−17%

$/sqft vs Alachua actives

$206 vs $190

Days on market

22 vs 90 typical

Where $206/sqft sits among the 140 Alachua actives

62
41 · this home
10
10
6
11
$151–186$186–221$221–257$257–292$292–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$319K → $333K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

77 of 140

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,900 ▼ $15K
Sep 18, 2026Listed at $304,900 · 22 days on market since
1987Built · TRI-CITY OAKS

Reality check

What actually sold near 9419 NW 235TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24415 NW 90TH PLACESold · Feb ’26

$190,000

24415 NW 90TH PLACE

2 bd · 1 ba · 840 sqft · $226/sqft · 105 DOM

24414 NW 94TH AVENUESold · Jan ’26

$630,000

24414 NW 94TH AVENUE

3 bd · 3 ba · 2,115 sqft · $298/sqft · 7 DOM

9004 NW 226TH STREETSold · Aug ’26

$2,075,000

9004 NW 226TH STREET

3 bd · 2 ba · 2,176 sqft · $954/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 9419 NW 235TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9419 NW 235TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9419 NW 235TH TERRACE FAQs

What would the monthly payment be for 9419 NW 235TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9419 NW 235TH TERRACE?+

The most recent tax bill on record (2025) was $1,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Alachua?+

At $289,900, this home is listed about 17% below the Alachua median of $350,850. The market section on this page shows how the area is trending.

Which schools are assigned to 9419 NW 235TH TERRACE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ALACHUA 32615 market on paper

$289,900 is 11% below the ALACHUA 32615 median of $327,500, and at $206/sqft it sits under the Alachua average of $216.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $304,900, now $289,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Noah Humphlett. MLS #GC543540.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Alachua homes, in your inbox

Like 9419 NW 235TH TERRACE but not quite? A daily digest of every new listing in Alachua — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Nicholas to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 8:52 AM UTC. The listing information on this page last changed on October 10, 2026 at 8:52 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 8:52 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 8:52 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.