CENTURY 21 Edge

5463 WINDING WAY, MERRITT ISLAND, FL, 32953

Active51 days on marketListed Sep 16, 2026MLS #GC543573

WaterfrontOTTER TRACE

About this home

5463 WINDING WAY

A Rare 1.69-Acre Cul-de-Sac Opportunity on Merritt Island A truly exceptional opportunity to create something special on 1.69 acres in one of Merritt Island’s most desirable natural settings. Tucked away at the end of a quiet cul-de-sac, this beautifully shaped homesite offers an unusual combination of space, privacy, mature tropical vegetation, water access, and a preserved green setting that is increasingly difficult to find. Surrounded by mature palms, lush foliage, and established greenery, the property feels private and secluded while still being connected to everything Merritt Island has to offer. The generous acreage creates room to think beyond the ordinary — design a distinctive custom home, incorporate expansive outdoor living, preserve natural buffers, and create the kind of tropical retreat that smaller homesites simply cannot provide. Opportunities of this size and character have become increasingly rare on Merritt Island. This is one of the few remaining parcels where the combination of acreage, cul-de-sac positioning, preserved green areas, water access, and an established residential setting can still come together in one property. The annual HOA is remarkably low at approximately $150 per year, making this an especially attractive setting for someone who wants privacy and beauty without the burden of a high-fee community. The location adds another layer to the appeal. Merritt Island sits in the heart of Florida’s Space Coast, close to Cape Canaveral, Cocoa Beach, the Atlantic Ocean, boating, fishing, nature preserves, and miles of shoreline. The Space Coast offers approximately 72 miles of coastline, along with beaches, wildlife areas, and direct access to many of the region’s best-known coastal attractions. Travel is convenient as well, with access to Melbourne Orlando International Airport, while Orlando International Airport and Central Florida’s major attractions remain within comfortable driving distance. The broader Space Coast area also offers easy connections toward A1A, Cocoa Beach, Cape Canaveral, Port Canaveral, and the surrounding barrier-island communities. This is not simply another vacant lot. It is the kind of property for a buyer who wants to dream bigger — someone looking for room, privacy, tropical beauty, proximity to the water, and a location that feels distinctly Florida. A rare mix of acreage, privacy, natural beauty, water access, and Space Coast lifestyle — waiting for the right owner to make it their own.

Facts & features

The home at a glance

1.69 ac

Lot size

WaterfrontTrees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

HOA fee$13/mo
Taxes (2025)$1,130/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,044 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,609
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$94
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate7.50%
Loan term

Estimated payment

$3,044/mo

Principal & interest$2,609
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$94
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Merritt Island

Drive times from this address

Orlando Int’l Airport (MCO)≈ 57 min
Downtown Orlando≈ 63 min
Universal Orlando≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Merritt Island. See the full Merritt Island guide →

MERRITT ISLAND 32953 — neighborhood snapshot

Population

24,759

Median age

49.1

Median income

$87,262

Median home value

$419,200

Avg household

2.52

Households w/ children

2,543

For the school run

Brevard County School District

HighMerritt Island High School★★★★★
ElementaryMila Elementary School★★★★★
MiddleThomas Jefferson Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Merritt Island market

Seller’s marketSeller’s market — 2.4 months of inventoryBuyer’s market

$430K → $530K

Merritt Island median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $380,000 · 51 days on market since

Reality check

What actually sold near 5463 WINDING WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

470 E CRISAFULLI ROADSold · Feb ’26

$485,000

470 E CRISAFULLI ROAD

3 bd · 2 ba · 1,720 sqft · $282/sqft · 60 DOM

5775 BROAD ACRES STREETSold · Mar ’26

$485,000

5775 BROAD ACRES STREET

3 bd · 2 ba · 2,038 sqft · $238/sqft · 87 DOM

5595 EAGLE WAYSold · Jul ’26

$510,000

5595 EAGLE WAY

4 bd · 2 ba · 2,226 sqft · $229/sqft · 351 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5463 WINDING WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5463 WINDING WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5463 WINDING WAY FAQs

What would the monthly payment be for 5463 WINDING WAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5463 WINDING WAY?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5463 WINDING WAY?+

The most recent tax bill on record (2025) was $1,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5463 WINDING WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Merritt Island?+

At $380,000, this home is listed about 26% below the Merritt Island median of $511,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5463 WINDING WAY?+

Merritt Island High School (high), Mila Elementary School (elementary), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$380,000 runs 22% above the MERRITT ISLAND 32953 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Merritt Island High School, Mila Elementary School, Thomas Jefferson Middle School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC543573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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