CENTURY 21 Edge
$405,0003 bd2 ba2,143 sqft$189 /sqft≈$3,002 /mo all-in ↓

2809 NW 35TH PLACE, GAINESVILLE, FL, 32605

Active19 days on marketListed Sep 21, 2026MLS #GC543650

Single Family ResidenceHIDDEN OAKS

About this home

2809 NW 35TH PLACE

Virtually Staged. Welcome to a truly unique Gainesville home where spacious living, thoughtful updates, and a connection to nature come together! Well-maintained and move-in ready, this 3-bedroom, 2-bath home offers more than 2,100 square feet of living space on a generous 0.37-acre lot in the established Hidden Oaks neighborhood. One of the home’s most distinctive features is its interior atrium, bringing natural light and greenery into the heart of the home and creating a peaceful setting unlike a typical floor plan. Designed with plenty of room to spread out, gather, and entertain, the home features multiple living spaces, including a dramatic sunken living room with fireplace and an expansive second living area or den complete with a bar area—perfect for entertaining, creating a game or media room, or simply enjoying a separate space to relax. A versatile study or nook provides additional room for a home office, reading area, or homework station. The remodeled kitchen features Corian countertops, newer stainless-steel appliances, abundant workspace, and easy access to spacious dining areas, making everyday meals and entertaining a breeze. Additional highlights include an updated guest bathroom, character-filled primary bath, convenient utility room, laminate flooring, and a newer metal roof. Step outside to an oversized backyard offering plenty of room for entertaining, gardening, pets, play areas, or simply enjoying the Florida sunshine. The 0.37-acre homesite provides an impressive amount of outdoor space while still offering the convenience of an in-town Gainesville location. With more than 2,100 square feet, multiple living and entertaining areas, a unique interior atrium, bar area, newer metal roof, updated kitchen, and large backyard, this home is anything but ordinary. Clean, inviting, and ready for its next owner—come experience everything this special Gainesville home has. Welcome HOME to Hidden Oaks!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,143

Sqft

0.37 ac

Lot size

1975

Year built

One

Levels

$189

Per sqft

FireplaceGarden viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame (FSC Certified)
FoundationSlab
ViewGarden
FacesNorth
ParkingDriveway
ExteriorRain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$21/mo
Taxes (2025)$3,088/yr
PetsYes
CommunityTennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$257
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$3,002/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$257
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$328KedgeAI estimate $380,049 · range $342K–$411K$427K

vs edgeAI estimate

+6.6%

$/sqft vs Gainesville actives

$189 vs $198

Days on market

19 vs 75 typical

Where $189/sqft sits among the 400 Gainesville actives

71
88
98 · this home
74
30
39
$120–152$152–184$184–215$215–247$247–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32605 — neighborhood snapshot

Population

25,698

Median age

40.5

Median income

$83,114

Median home value

$264,700

Avg household

2.34

Households w/ children

2,649

For the school run

Alachua County School District

HighF. W. Buchholz High School★★★★★
MiddleKanapaha Middle School★★★★★
ElementaryMyra Terwilliger Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

242 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the GAINESVILLE 32605 median. See the full Gainesville market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $405,000 · 19 days on market since
1975Built · HIDDEN OAKS

Reality check

What actually sold near 2809 NW 35TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

604 129TH STREET NESold · Apr ’26

$515,000

604 129TH STREET NE · same community

3 bd · 2 ba · 2,184 sqft · $236/sqft · 211 DOM

3247 SATURN ROADSold · Feb ’26

$575,000

3247 SATURN ROAD · same community

4 bd · 2.5 ba · 2,253 sqft · $255/sqft · 4 DOM

612 129TH STREET NESold · Apr ’26

$650,000

612 129TH STREET NE · same community

3 bd · 2.5 ba · 2,287 sqft · $284/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2809 NW 35TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2809 NW 35TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2809 NW 35TH PLACE FAQs

What would the monthly payment be for 2809 NW 35TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2809 NW 35TH PLACE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2809 NW 35TH PLACE?+

The most recent tax bill on record (2025) was $3,088. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2809 NW 35TH PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $405,000, this home is listed about 42% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2809 NW 35TH PLACE?+

F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$405,000 runs 62% above the GAINESVILLE 32605 median — but at 2,143 sqft it's also 49% larger than the typical Gainesville listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

F. W. Buchholz High School, Kanapaha Middle School, Myra Terwilliger Elementary School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC543650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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