CENTURY 21 Edge
$470,0004 bd3 ba3,710 sqft$127 /sqft≈$3,614 /mo all-in ↓

18784 NW 230TH STREET, HIGH SPRINGS, FL, 32643

Active10 days on marketListed Oct 2, 2026MLS #GC543841

Single Family ResidenceG M WHETSTONE ESTATE ADD TO H S

About this home

18784 NW 230TH STREET

Room to spread out, with space to make it your own. This 4 bedroom, 3 bathroom home offers 3,710 square feet of living space on .52 acres. It's a spacious home with plenty of potential, ready for a buyer to add their personal touch. Step inside to an open living area that combines the living room, dining area and kitchen. Kitchen with granite countertops, SS appliances, double sinks with window overlooking the back. Breakfast bar and range in the island. Just behind the wall, the family room features a wood-burning fireplace. Upstairs, you'll find two bedrooms and a full bathroom with a jetted tub and a separate walk-in shower. On the main level, head down the foyer to the third bedroom on your right, which has direct access to the laundry room and its utility sink. A hall bathroom with a walk-in shower is nearby. From there, the home opens to a large flex space with a kitchen area, dishwasher, refrigerator and second wood burning oven. Use it as a second living room, a shared family space or a private suite. Add a pool table and the possibilities are endless. Barn doors close this area off from the rest of the house and a separate entrance adds privacy. A screen porch just off the living area is perfect for relaxing outdoors. Down the hall, the primary bedroom offers a large ensuite bathroom with a jetted tub and walk-in shower. The oversized 2-car garage includes three storage rooms. Hook up for washer and dryer in the garage.Front paver patio is a great spot for your morning coffee. This home is a great find for multigenerational living. Home has a Nutone central vacumn. Duke electric. Whether you need room for extended family, a live-in caregiver setup, or simply more space than a typical home offers, it delivers flexibility that's hard to find at this price. You'll be close to High Springs' small-town charm and its local springs, with easy access to Gainesville and I-75.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,710

Sqft

0.52 ac

Lot size

2

Garage

1986

Year built

Two

Levels

$127

Per sqft

Fireplace

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Wood Siding
FoundationSlab
FacesNorthwest
ParkingDriveway
ExteriorPrivate Entrance · Private Mailbox

Community & fees

Taxes (2025)$5,748/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,614 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,614/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $790,096 · range $711K–$869K$904K

vs edgeAI estimate

−40.5%

$/sqft vs High Springs actives

$127 vs $214

Days on market

10 vs 71 typical

Where $127/sqft sits among the 64 High Springs actives

28 · this home
25
6
1
0
4
$127–208$208–290$290–372$372–454$454–536$536+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,495

Median age

38.5

Median income

$69,871

Median home value

$254,900

Avg household

2.86

Households w/ children

1,364

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$330K → $295K

High Springs median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

37 of 64

High Springs actives have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $470,000 · 10 days on market since
1986Built · G M WHETSTONE ESTATE ADD TO H S

Reality check

What actually sold near 18784 NW 230TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18708 NW 242ND STREETSold · Oct ’26

$350,000

18708 NW 242ND STREET · same community

4 bd · 3 ba · 2,785 sqft · $126/sqft · 158 DOM

23671 NW 192ND AVENUESold · Feb ’26

$332,500

23671 NW 192ND AVENUE · same community

3 bd · 2 ba · 1,717 sqft · $194/sqft · 28 DOM

24522 W US 27 HIGHWAYSold · Apr ’26

$160,000

24522 W US 27 HIGHWAY · same community

3 bd · 1.5 ba · 1,686 sqft · $95/sqft · 143 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18784 NW 230TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18784 NW 230TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18784 NW 230TH STREET FAQs

What would the monthly payment be for 18784 NW 230TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18784 NW 230TH STREET?+

The most recent tax bill on record (2025) was $5,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in High Springs?+

At $470,000, this home is listed about 31% above the High Springs median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18784 NW 230TH STREET?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC543841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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