
13533 SW 164TH TERRACE, ARCHER, FL, 32618
Active10 days on marketListed Sep 30, 2026MLS #GC543886
About this home
13533 SW 164TH TERRACE
Virtually Staged. Searching for an updated home near Gainesville with NO HOA, a fully fenced yard, and an affordable price point? This move-in-ready 3-bedroom, 1.5-bath concrete block home in Archer, Florida offers 1,066 heated and cooled square feet on a spacious .34-acre corner lot with a one-car carport, combining small-town living with convenient access to Gainesville, the University of Florida, UF Health, Williston, and Ocala. Built in 1985, the home has been refreshed inside and out with brand-new luxury vinyl plank flooring throughout, fresh interior and exterior paint, updated light fixtures, and newer kitchen appliances. The kitchen and bathrooms have both been remodeled within the last four years, giving the home an updated feel without the renovation projects that often come with homes in this price range. Important improvements include a brand-new 2026 water heater, HVAC installed in 2019, and a metal roof installed approximately 12 years ago, adding even more value to this well-priced Archer home. Outside, the fully fenced .34-acre corner lot provides plenty of usable outdoor space with a 6-foot wood privacy fence surrounding the yard. A covered wood deck creates a comfortable place for grilling, outdoor dining, or relaxing, with additional yard space for gardening, recreation, pets, or simply enjoying a little more room between you and your neighbors. Best of all, there is NO HOA, giving you greater flexibility without monthly or annual association fees. Located just off Main Street in the City of Archer, this home offers the quieter pace and extra breathing room many buyers want while keeping Gainesville within easy reach. Archer is approximately 15 miles southwest of Gainesville, with convenient access to the University of Florida, UF Health Shands Hospital, Butler Plaza, Celebration Pointe, shopping, dining, and employment centers. Williston is also nearby, while Ocala and its many shopping, healthcare, recreation, and employment destinations are accessible to the south. Whether you're searching for an affordable home near Gainesville, an updated home in Archer FL, a concrete block home with no HOA, a home with a fenced yard, or a property offering more privacy while remaining convenient to Gainesville, this one deserves a closer look. With major updates already completed, a metal roof, newer HVAC, remodeled kitchen and bathrooms, fenced corner lot, and easy access to Gainesville, this home offers a lot to appreciate at an approachable price point.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,066
Sqft
0.34 ac
Lot size
1985
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Archer actives
$178 vs $200
Days on market
10 vs 82 typical
Where $178/sqft sits among the 30 Archer actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$270K → $354K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
12 of 30
Archer actives have cut their price
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 13533 SW 164TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
13334 SW 159TH TERRACE
3 bd · 1 ba · 1,025 sqft · $146/sqft · 63 DOM
Sold · Nov ’25$130,000
15973 SW COUNTY ROAD 346
3 bd · 2 ba · 1,008 sqft · $129/sqft · 11 DOM
Sold · Dec ’25$160,000
14230 SW 167TH STREET
3 bd · 1 ba · 960 sqft · $167/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13533 SW 164TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13533 SW 164TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13533 SW 164TH TERRACE FAQs
What would the monthly payment be for 13533 SW 164TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13533 SW 164TH TERRACE?+
The most recent tax bill on record (2025) was $3,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13533 SW 164TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Archer?+
At $190,000, this home is listed about 37% below the Archer median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13533 SW 164TH TERRACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP, LLC · Kristen Rabell. MLS #GC543886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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