CENTURY 21 Edge
$194,9003 bd1 ba1,236 sqft$158 /sqft≈$1,616 /mo all-in ↓

16486 SW 133RD AVENUE, ARCHER, FL, 32618

Active4 days on marketListed Oct 6, 2026MLS #GC543976

✦ Priced 30% below the ARCHER 32618 medianSingle Family ResidenceVENABLES SUB TO ARCHER

About this home

16486 SW 133RD AVENUE

This one may not be for you, but for the right person, it an absolute find! Under $200,000, NO HOA, NO HOA DUES, NO CONDO FEES! This 3-bedroom, 1-bath, 1950's cottage offers a great combination: a cute house, original wood floors, a nice fenced yard, mature trees, real privacy, and a house with some personality that is NOT a fixer-upper. Plus, it's been well maintained without having all of its character renovated away. The original pine floors are still here, the covered front porch feels just right, and the interior has some definite BOHO vibes that fit the cottage-style architecture surprisingly well. A brand new roof and new water heater take care of two, important, big-ticket updates. The lot is also big part of what makes this one worth seeing. Mature trees surround the property, giving you a wonderful level of privacy. And, you're just far enough outside Gainesville to get a rural, small-town feel without giving up a practical commute: 14 minutes to Haile Village Center, 20 minutes to Butler Town Center, 23 minutes to HCA Florida North Florida Hospital, and 26 minutes to Shands and the VA. Come see this real 1950s cottage in a quaint town, good condition, with original floors, established trees, a little personality, and a lot more privacy than you'd expect at this price.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,236

Sqft

0.34 ac

Lot size

1959

Year built

One

Levels

$158

Per sqft

Inside

FlooringHardwood
AppliancesElectric Water Heater · Range · Refrigerator
InteriorBuilt-in Features
LaundryInside
CoolingCentral Air
HeatingOil

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesSouth
ExteriorStorage

Community & fees

Taxes (2025)$2,666/yr

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,616 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property tax — 2025 actual bill$222
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,822Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,822
Interest rate6.00%
Loan term

Estimated payment

$1,616/mo

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$222
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $195K
$121KedgeAI estimate $130,069 · range $126K–$142K$203K

vs edgeAI estimate

+49.8%

$/sqft vs Archer actives

$158 vs $200

Days on market

4 vs 82 typical

Where $158/sqft sits among the 30 Archer actives

12 · this home
9
1
1
2
5
$119–189$189–258$258–328$328–398$398–467$467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Archer

Get to know Archer. See the full Archer guide →

ARCHER 32618 — neighborhood snapshot

Population

7,340

Median age

44.5

Median income

$52,176

Median home value

$195,000

Avg household

2.25

Households w/ children

777

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Archer market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$270K → $354K

Archer median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

12 of 30

Archer actives have cut their price

Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the ARCHER 32618 median. See the full Archer market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $194,900 · 4 days on market since
1959Built · VENABLES SUB TO ARCHER

Reality check

What actually sold near 16486 SW 133RD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16464 SW 133RD AVENUESold · Apr ’26

$120,000

16464 SW 133RD AVENUE · same community

2 bd · 1 ba · 780 sqft · $154/sqft · 21 DOM

11772 SW 168TH DRIVESold · May ’26

$240,000

11772 SW 168TH DRIVE

3 bd · 2 ba · 1,384 sqft · $173/sqft · 56 DOM

16783 SW 137TH AVENUESold · Feb ’26

$129,600

16783 SW 137TH AVENUE

3 bd · 2 ba · 1,408 sqft · $92/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16486 SW 133RD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16486 SW 133RD AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16486 SW 133RD AVENUE FAQs

What would the monthly payment be for 16486 SW 133RD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16486 SW 133RD AVENUE?+

The most recent tax bill on record (2025) was $2,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Archer?+

At $194,900, this home is listed about 35% below the Archer median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16486 SW 133RD AVENUE?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Todd Louis. MLS #GC543976.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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16486 SW 133RD AVENUE, ARCHER, FL — 3 Bed, 1 Bath — $194,900 | CENTURY 21 Edge