CENTURY 21 Edge
$45,000≈$465 /mo all-in ↓

CANAL STREET, FANNING SPRINGS, FL, 32693

Active5 days on marketListed Oct 7, 2026MLS #GC543907

✦ Priced 77% below the FANNING SPRINGS 32693 medianUNIT 4 SUW RIV SPGS SUB

About this home

CANAL STREET

Stunning vacant land available in Fanning Springs, Florida! This partially cleared property is ready for your custom-built Suwannee River estate. Over 1.5 acres of pristine property (adjacent lot available for almost 3 acres total!) is high and dry and on a paved road, with a seasonal canal to the north to preserve your peace. Located directly adjacent to Gilchrist County Log Landing WMA, you can horse back ride, hike, bike or hunt right out your back door! Properties include deeded access to boat ramp and key FOB to beautiful Bell Springs for a nominal fee. Only 15 minutes to the amenities of Chiefland and countless State parks and springs, less than and hour to Shands or UF. Call today for more information!

Facts & features

The home at a glance

1.59 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$245/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Street Lights
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$465 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$265
FHA mortgage insurance (est.)$20
Property tax — 2025 actual bill$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate6.00%
Loan term

Estimated payment

$465/mo

Principal & interest$265
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fanning Springs

Get to know Fanning Springs. See the full Fanning Springs guide →

FANNING SPRINGS 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Fanning Springs market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$275K → $335K

Fanning Springs median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% below the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $45,000 · 5 days on market since

Reality check

What actually sold near CANAL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9240 CAROLINA WAYSold · Dec ’25

$230,000

9240 CAROLINA WAY

2 bd · 1.5 ba · 1,256 sqft · $183/sqft · 33 DOM

9092 MARYANN DRIVESold · Jul ’26

$335,000

9092 MARYANN DRIVE

3 bd · 2 ba · 1,602 sqft · $209/sqft · 176 DOM

7710 JUANITA PLACESold · Oct ’25

$334,000

7710 JUANITA PLACE

3 bd · 2 ba · 1,636 sqft · $204/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about CANAL STREET — start here.

CallText
zack@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for CANAL STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

CANAL STREET FAQs

What would the monthly payment be for CANAL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on CANAL STREET?+

The most recent tax bill on record (2025) was $245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fanning Springs?+

At $45,000, this home is listed about 83% below the Fanning Springs median of $269,000. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

8230 NW 166TH STREET

$48,000

8230 NW 166TH STREET, FANNING SPRINGS

Listing courtesy of DALTON WADE INC · Devon Mumford. MLS #GC543907.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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