OAK CIRCLE, OCALA, FL, 34472
Active6 days on marketListed Oct 6, 2026MLS #GC543977
About this home
OAK CIRCLE
Build your new home on this 0.28-acre corner lot in Silver Springs Shores, one of Ocala's most established residential communities. The lot measures approximately 120 x 95 feet, giving you flexibility in home placement, driveway location, and design. R1 residential zoning makes this an ideal site for a single-family home, whether you're planning a custom build, a modest starter home, or a long-term investment property. Mature trees cover the parcel, offering natural shade and privacy while leaving room to clear a homesite to suit your plans. The surrounding street is lined with existing homes, so you can build with confidence in a neighborhood that's already taking shape. With no HOA and no deed-restricted community fees, you'll have the freedom to design without association approvals. Silver Springs Shores offers a quiet residential setting with convenient access to US 441, putting shopping, dining, schools, and everyday services within easy reach. Downtown Ocala and the area's horse country, springs, and outdoor recreation are a short drive away. Affordable, buildable lots in Marion County continue to be in demand. Schedule your visit and start planning your next home here.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$238,000
10 OLIVE LANE · same community
3 bd · 2 ba · 1,091 sqft · $218/sqft · 27 DOM
Sold · Sep ’26$190,000
18 OLIVE CIRCLE · same community
3 bd · 2 ba · 1,163 sqft · $163/sqft · 99 DOM
Sold · Dec ’25$249,900
36 CYPRESS ROAD · same community
3 bd · 2 ba · 1,287 sqft · $194/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
OAK CIRCLE FAQs
What would the monthly payment be for OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on OAK CIRCLE?+
The most recent tax bill on record (2025) was $287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $32,000, this home is listed about 89% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to OAK CIRCLE?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THURMOND REALTY LLC - BRANCH OFFICE · Tiffany Moen. MLS #GC543977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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