CENTURY 21 Edge

0 OLIVE CIRCLE, OCALA, FL, 34472

Active58 days on marketListed May 14, 2026MLS #O6408041

Priced 85% below the OCALA 34472 medianReduced $3KSILVER SPGS SHORES UN 12

About this home

0 OLIVE CIRCLE

Motivated seller! Electric is already available at the street and a clean environmental report is in hand, giving you the confidence and a head start that saves you time and money before you ever break ground. This generously oversized 0.46-acre lot in the highly sought-after Silver Spring Shores community gives you more than enough space to build exactly what you've envisioned. Tucked in a quiet neighborhood with a peaceful, country feel, yet just minutes from HWY 484 and I-75 and close to shopping, dining, and everyday essentials. Silver Spring Shores is one of the fastest-expanding communities in the area, so now is the time to secure your piece of it!"

Facts & features

The home at a glance

0.46 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$290/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$406 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$206
FHA mortgage insurance (est.)$15
Property tax — 2025 actual bill$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,225
Interest rate6.00%
Loan term

Estimated payment

$406/mo

Principal & interest$206
FHA mortgage insurance (est.)$15
Property taxes (actual bill)$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 0 OLIVE CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $35,000 $3K
May 14, 2026Listed at $37,500 · 58 days on market since

Reality check

What actually sold near 0 OLIVE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36 CYPRESS ROADSold · Dec ’25

$249,900

36 CYPRESS ROAD · same community

3 bd · 2 ba · 1,287 sqft · $194/sqft · 41 DOM

34 CYPRESS ROADSold · Dec ’25

$249,900

34 CYPRESS ROAD · same community

3 bd · 2 ba · 1,287 sqft · $194/sqft · 113 DOM

34 OLIVE DRIVESold · Jun ’26

$239,900

34 OLIVE DRIVE · same community

3 bd · 2 ba · 1,315 sqft · $182/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 OLIVE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 OLIVE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 OLIVE CIRCLE FAQs

What would the monthly payment be for 0 OLIVE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 OLIVE CIRCLE?+

The most recent tax bill on record (2025) was $290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $35,000, this home is listed about 88% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 OLIVE CIRCLE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6408041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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