Lot 13 NW 164TH STREET, FANNING SPRINGS, FL, 32693
Active7 days on marketListed Oct 5, 2026MLS #GC543981
About this home
Lot 13 NW 164TH STREET
BUILD YOUR FLORIDA HOME IN FANNING SPRINGS! This .47-acre vacant lot (Lot 13) is located within the city limits of Fanning Springs and offers an excellent opportunity to build in a homes-only neighborhood with NO HOA and convenient access to everything North Central Florida has to offer! With no improvements currently on the property, this lot offers a blank canvas for your future Florida home. The property is located in Flood Zone X, providing peace of mind from many of the flood-related concerns associated with other areas. City water is available nearby, providing an added convenience for future development. Located just off US Highway 19/98, this property offers quick access for commuting and exploring the surrounding area. Enjoy the natural beauty of the Suwannee River and Fanning Springs State Park, both just minutes away, while the Gulf is approximately a 30-minute drive. Whether you're looking to build a full-time residence, weekend getaway, or investment property, this lot offers a convenient location with plenty of recreational opportunities nearby. Looking for more space? The two neighboring .47-acre lots (lots 11 & 12) are also available for sale, offering the potential to purchase additional acreage and create a larger homesite. Buyer to verify all building requirements, utility availability, zoning, and intended use with the City of Fanning Springs and other appropriate governmental agencies. Come build your place in beautiful Fanning Springs and enjoy the best of small-town living with easy access to the Suwannee River, springs, Gulf Coast, and surrounding communities!
Facts & features
The home at a glance
0.47 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$251 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fanning Springs
Get to know Fanning Springs. See the full Fanning Springs guide →
FANNING SPRINGS 32693 — neighborhood snapshot
Population
11,692
Median age
46
Median income
$64,128
Median home value
$182,300
Avg household
2.46
Households w/ children
1,358
The numbers that matter
The Fanning Springs market
$275K → $335K
Fanning Springs median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 13 NW 164TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
7951 NW 167TH PLACE
1 bd · 1 ba · 480 sqft · $313/sqft · 5 DOM
Sold · Jul ’26$184,000
7697 NW 165TH STREET
3 bd · 2 ba · 860 sqft · $214/sqft · 63 DOM
Sold · Jun ’26$142,000
8690 NW 160TH STREET
2 bd · 2 ba · 924 sqft · $154/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 13 NW 164TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 13 NW 164TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 13 NW 164TH STREET FAQs
What would the monthly payment be for Lot 13 NW 164TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $251/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 13 NW 164TH STREET?+
The most recent tax bill on record (2025) was $182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fanning Springs?+
At $12,000, this home is listed about 96% below the Fanning Springs median of $269,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Sarah Eastman. MLS #GC543981.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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