3912 SW 88TH STREET, GAINESVILLE, FL, 32608
Active12 days on marketListed Oct 12, 2026MLS #GC544072
About this home
3912 SW 88TH STREET
Discover the perfect blend of space, comfort, and outdoor living in this beautiful home, situated on over a half-acre, fenced, tree-covered lot in one of the most desirable neighborhoods in Haile Plantation. Offering 3 spacious bedrooms, a study, and an impressive game room, this home provides plenty of room to relax, entertain, and enjoy everyday living. The game room features a vaulted ceiling, pool table, and French doors opening to the pool area, creating the perfect gathering space. A gas fireplace shared by the family room and game room adds warmth and ambiance, while high ceilings, crown molding, plantation shutters across the front of the home, and speakers throughout enhance the home's appeal. The well-appointed kitchen is designed for both function and entertaining, featuring stainless steel appliances, a gas cooktop, two sinks, and two islands for ample workspace and gathering. Additional conveniences include a built-in desk and drop zone, a large laundry room with newer washer and dryer, generous closet space throughout, and an oversized garage with a convenient side entrance providing easy access to the driveway. Outdoor living takes center stage in the inviting lanai, complete with a swimming pool, summer kitchen, paver-brick deck, and a ceiling accented with stained wood. Surrounded by mature trees and a fully fenced yard, this private outdoor retreat is ideal for entertaining or simply enjoying the peaceful setting. Major updates include high-efficiency HVAC systems replaced in 2019 and 2022, along with a new roof in 2022. Enjoy the sought-after Haile Plantation lifestyle, with convenient access to Hawkstone Golf and Country Club, shopping, restaurants, schools, scenic walking trails, and a community playground. This exceptional property offers space, privacy, and desirable amenities in a wonderful location.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,299
Sqft
0.52 ac
Lot size
2002
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,461 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,461/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs Gainesville actives
$242 vs $196
Days on market
12 vs 69 typical
Where $242/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
220 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 257% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3912 SW 88TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$895,000
3825 SW 86TH STREET · same community
5 bd · 4 ba · 3,755 sqft · $238/sqft · 57 DOM
Sold · Jun ’26$585,000
5505 SW 93RD WAY
4 bd · 3 ba · 2,678 sqft · $218/sqft · 23 DOM
Sold · Dec ’25$627,000
5135 SW 105TH WAY
3 bd · 2.5 ba · 2,326 sqft · $270/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3912 SW 88TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3912 SW 88TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3912 SW 88TH STREET FAQs
What would the monthly payment be for 3912 SW 88TH STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,461/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3912 SW 88TH STREET?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3912 SW 88TH STREET?+
The most recent tax bill on record (2025) was $11,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3912 SW 88TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $799,900, this home is listed about 183% above the Gainesville median of $283,070. The market section on this page shows how the area is trending.
Which schools are assigned to 3912 SW 88TH STREET?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,900 runs 257% above the GAINESVILLE 32608 median — but at 3,299 sqft it's also nearly twice the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Jeff Quigley. MLS #GC544072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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