473 SE 964 STREET, OLD TOWN, FL, 32680
Active1 days on marketListed Oct 11, 2026MLS #GC544106
About this home
473 SE 964 STREET
Life is better on the Suwanee River! Welcome to this immaculately remodeled and maintained 2 bedroom/1.5 bathroom SOLID home located right on the Suwanee River. Located in one of the most desired locations , paved road, and right off the river. This home was built for entertaining. A lower level back porch that is fully screened spacious enough for multi family dinners or game nights , to include storage, an outdoor fridge and a seperate room housing the washer and dryer and laundry tub as well has a half bathroom. A great pass through to the front porch , and now you will see the VIEWS! Front porch, like back is the entire length of the home, screened and perfect for entertaining and spending time with family or friends all while getting an unbelievable view of the Suwannee River. The yard is partially fenced, gorgeous black chain link perfect for family and pets, outdoor shower perfect for long days on the river , an amazing deck right over the water for coffee or cocktails on the river and an awesome floating dock in immaculate shape. As you head up the steps to the front door you are able enter the home. This home is perfect for minimalist and perfectly staged for its new owners, home being sold with most all furnishings , making this home turn key. Perfect for you and your family, friends and even short term rental! Living room is nice and spacious , kitchen is open with granite countertops, wood cabinetry and the perfect breakfast nook with an oversized picture window allowing you to watch the slow pace of the river. 2 bedrooms both extremely spacious with one bathroom, totally remodeled. If you have been looking for the perfect river home, located a short drive to all amenities in town and on a paved road, look no further. Turn key, furnished and ready for YOU!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
900
Sqft
0.29 ac
Lot size
1978
Year built
Two
Levels
$533
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+132.4%
$/sqft vs Old Town actives
$533 vs $196
Days on market
1 vs 77 typical
Where $533/sqft sits among the 37 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
The numbers that matter
The Old Town market
$198K → $179K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
17 of 37
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 250% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 473 SE 964 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$53,000
397 SE 902ND STREET
3 bd · 2 ba · 896 sqft · $59/sqft · 39 DOM
Sold · Aug ’26$89,900
148 SE 911TH STREET
2 bd · 1 ba · 784 sqft · $115/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 473 SE 964 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 473 SE 964 STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
473 SE 964 STREET FAQs
What would the monthly payment be for 473 SE 964 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,573/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 473 SE 964 STREET?+
The most recent tax bill on record (2025) was $4,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $479,900, this home is listed about 76% above the Old Town median of $272,445. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$479,900 runs 250% above the OLD TOWN 32680 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Old Town market that averages 77 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC544106.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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