957 NE 354TH AVENUE, OLD TOWN, FL, 32680
Active9 days on marketListed Aug 19, 2026MLS #GC542653
About this home
957 NE 354TH AVENUE
Virtually Staged. A unique opportunity to own a 3-bedroom, 2-bath home on approximately 20+/- acres of beautiful North Florida land in Old Town. Enjoy the privacy and rural lifestyle this property has to offer, with mature oak trees, beautiful natural surroundings, and plenty of room for gardening, animals, recreation, or creating your own homestead. A canopy of established oaks welcomes you along the drive and gives the property a peaceful, tucked-away feel. The 3-bedroom, 2-bathroom home has been extensively updated, offering a move-in-ready starting point while still leaving room to make it your own. Improvements include a new roof, fresh interior and exterior paint, new flooring, a fully renovated hall bathroom, along with updated plumbing and lighting fixtures. A brand-new well has also been installed. The home includes a two-car garage for added functionality and storage. This property is well-suited for those who value quiet surroundings, outdoor living, and a slower pace. With room for gardening, animals, or a full homestead setup, plus opportunities for wildlife watching or hunting, it offers the kind of flexibility that’s getting harder to find. This approximately 20-acre homesite is being offered as an optional split of the existing nearly 46-acre parcel, providing buyers with an additional option for purchasing the home with a more manageable amount of acreage. Buyers interested in additional acreage also have the opportunity to purchase the entire nearly 46-acre property, including the pond, freshwater creek. See MLS #GC538851 for details on the full acreage offering. A great opportunity for buyers looking for a private North Florida homesite with substantial acreage—and the flexibility to choose the amount of land that works best for them. Located just outside of Gainesville, you’ll have access to town when needed while still enjoying the freedom and privacy of rural North Florida living. Exact acreage, property lines, legal description, and final dimensions will be determined by a new survey prior to closing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,836
Sqft
20 ac
Lot size
2
Garage
1999
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Old Town actives
$259 vs $171
Days on market
9 vs 35 typical
Where $259/sqft sits among the 30 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
14 of 30
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 266% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 957 NE 354TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$245,000
65 NE 565TH STREET
3 bd · 2 ba · 2,310 sqft · $106/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 957 NE 354TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 957 NE 354TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
957 NE 354TH AVENUE FAQs
What would the monthly payment be for 957 NE 354TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 957 NE 354TH AVENUE?+
The most recent tax bill on record (2025) was $1,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $475,000, this home is listed about 98% above the Old Town median of $239,900. The market section on this page shows how the area is trending.
Which schools are assigned to 957 NE 354TH AVENUE?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 266% above the OLD TOWN 32680 median — but at 1,836 sqft it's also 28% larger than the typical Old Town listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Michelle Tell. MLS #GC542653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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