CENTURY 21 Edge
$298,900$299,9003 bd2 ba1,328 sqft$225 /sqft≈$2,847 /mo all-in ↓

20008 NW 249TH STREET, HIGH SPRINGS, FL, 32643

Active22 days on marketListed Oct 15, 2026MLS #GC544174

✦ Reduced $1KSingle Family ResidenceSPANISH GATES

About this home

20008 NW 249TH STREET

Virtually Staged. Welcome home to this beautifully appointed 3-bedroom, 2-bathroom home in High Springs, Florida! Thoughtfully designed with style and comfort in mind, this home offers inviting spaces and beautiful finishes throughout. The gorgeous kitchen serves as the heart of the home, featuring solid wood cabinetry and a welcoming atmosphere perfect for cooking, gathering, and entertaining. A dedicated dining room showcases beautiful shiplap detailing, adding warmth and character to the space. The spacious living room is filled with incredible natural light, creating a bright and airy atmosphere you'll love coming home to. Both bathrooms offer a spa-like experience with gorgeous tilework and thoughtfully selected finishes that bring a touch of luxury to everyday living. Step outside to enjoy the fully fenced backyard, offering plenty of room for pets, outdoor entertaining, or simply relaxing in your own private retreat. With its beautiful details, inviting layout, and blend of timeless style and modern comfort, this High Springs home is one you won't want to miss. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,328

Sqft

0.19 ac

Lot size

2

Garage

2022

Year built

One

Levels

$225

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$20/mo
Taxes (2025)$5,797/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,847 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,052
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$483
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,462Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,462
Interest rate7.50%
Loan term

Estimated payment

$2,847/mo

Principal & interest$2,052
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$483
HOA / condo fee$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$271KedgeAI estimate $313,151 · range $282K–$323K$335K

vs edgeAI estimate

−4.6%

$/sqft vs High Springs actives

$225 vs $217

Days on market

22 vs 62 typical

Where $225/sqft sits among the 64 High Springs actives

22
19 · this home
12
6
1
4
$129–192$192–254$254–317$317–380$380–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,953

Median age

39.8

Median income

$83,386

Median home value

$279,600

Avg household

2.76

Households w/ children

1,531

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$289K → $345K

High Springs median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

39 of 64

High Springs actives have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $298,900 ▼ $1K
Oct 15, 2026Listed at $299,900 · 22 days on market since
2022Built · SPANISH GATES

Reality check

What actually sold near 20008 NW 249TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20022 NW 247TH STREETSold · Nov ’25

$285,000

20022 NW 247TH STREET · same community

3 bd · 2 ba · 1,186 sqft · $240/sqft · 18 DOM

19947 NW 245TH TERRACESold · Oct ’26

$238,500

19947 NW 245TH TERRACE · same community

3 bd · 2 ba · 1,165 sqft · $205/sqft · 26 DOM

24825 NW 201 ROADSold · Feb ’26

$335,000

24825 NW 201 ROAD · same community

3 bd · 2 ba · 1,837 sqft · $182/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20008 NW 249TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20008 NW 249TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20008 NW 249TH STREET FAQs

What would the monthly payment be for 20008 NW 249TH STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,847/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 20008 NW 249TH STREET?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 20008 NW 249TH STREET?+

The most recent tax bill on record (2025) was $5,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20008 NW 249TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in High Springs?+

At $298,900, this home is listed about 16% below the High Springs median of $354,900. The market section on this page shows how the area is trending.

Which schools are assigned to 20008 NW 249TH STREET?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS OCALA · Carly Mikell. MLS #GC544174.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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