2729 SW WATSON STREET, FORT WHITE, FL, 32038
Active4 days on marketListed Oct 20, 2026MLS #GC544321
About this home
2729 SW WATSON STREET
Looking for a home with acreage in North Florida? This 4-bedroom, 2-bath home on 8.34 acres in Fort White, Florida, offers the space and setup for country living, a mini-farm, or an equestrian property. The property is fenced and cross-fenced, making it well-suited for horses, livestock, and other animals. Additional features include two horse stalls and a conex storage container for storing farm equipment, tools, feed, and other supplies. With 8.34 acres of land, there is room to enjoy a rural lifestyle, raise animals, or explore the possibilities of owning your own small farm. Located in Fort White, this North Florida property is worth a look for buyers searching for a 4-bedroom home with land, a horse property, a livestock-ready property, or a country home with acreage in Columbia County and the surrounding area. Don't miss this opportunity to own a home with acreage and room to enjoy the country lifestyle in Fort White, Florida!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,512
Sqft
8.34 ac
Lot size
2022
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,586 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$198 vs $238
Days on market
4 vs 45 typical
Where $198/sqft sits among the 136 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
80 of 136
NOT IN SUBDIVISION have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 2729 SW WATSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
1805 S LAKE REEDY BLVD · same community
3 bd · 2 ba · 1,518 sqft · $119/sqft · 227 DOM
Sold · Sep ’26$310,000
8929 HARRISON ROAD · same community
2 bd · 1 ba · 1,524 sqft · $203/sqft · 0 DOM
Sold · Mar ’26$330,000
4145 WILLOW OAK ROAD · same community
3 bd · 2 ba · 1,448 sqft · $228/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2729 SW WATSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2729 SW WATSON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2729 SW WATSON STREET FAQs
What would the monthly payment be for 2729 SW WATSON STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2729 SW WATSON STREET?+
The most recent tax bill on record (2025) was $2,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $300,000, this home is listed about 4% above the Fort White median of $288,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2729 SW WATSON STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$300,000 runs 25% above the FORT WHITE 32038 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Fort White market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC544321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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