
228 SW HIDDEN COURT, FORT WHITE, FL, 32038
Active8 days on marketListed Oct 29, 2026MLS #GC544373
About this home
228 SW HIDDEN COURT
Welcome to 228 SW Hidden Court. This beautifully maintained 4-bedroom, 3-bathroom home with an office was built in 2019 and sits on 5 acres. The property is mostly wooded, so you get privacy and scenic views of wildlife from your backyard, plus multiple fruit trees. There are no deed restrictions and no HOA. Inside, the home has a wood-burning fireplace, crown moulding and 9-foot ceilings throughout. The kitchen has a granite island, a walk-in pantry and all stainless steel appliances, including an XL fridge/freezer. The primary bathroom has double sinks, a walk-in shower and a garden tub. The home is wired for 2-gig fiber internet, and service is already live through Kinetic, which is ideal for working from home or streaming. Recent upgrades include a brand-new AC system, a new well tank and a water softener system purchased in 2024. Roughly 90% of the home’s windows have been replaced with energy-efficient Andersen 100 Series windows, upgraded for sound control, to keep the home quieter and help lower cooling costs. Outside, an asphalt millings driveway leads to the parking area and an oversized shop. The shop includes a 2-post hydraulic lift sitting on a reinforced 6-inch, 5,000 PSI concrete slab. The property also has a fully converted cabin with its own AC, full insulation, windows, a redone interior and wood floors. Use it as a guest space, second office, studio or game room. Life here is all about the water. Rum Island Springs is less than 10 minutes away, and Ichetucknee, Ginnie, Poe and Gilchrist Blue Springs are all within about 20 minutes. Spend the weekend tubing, paddling, diving or swimming in crystal-clear water at 72 degrees all year. Downtown High Springs, with its restaurants, shops and antiques, is about 12 minutes away. Gainesville and UF are about 40 minutes, and Lake City is about 35. You get a quiet, private setting without giving up easy access to town. Accepting all loans and cash, call today for YOUR tour!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,520
Sqft
5.02 ac
Lot size
4
Garage
2019
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,745 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,745/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs NOT IN A SUBDIVISION
$192 vs $221
Days on market
8 vs 51 typical
Where $192/sqft sits among the 21 homes for sale in NOT IN A SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,007
Median age
50.9
Median income
$65,753
Median home value
$182,500
Avg household
2.56
Households w/ children
1,151
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $374K
Fort White median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
13 of 21
NOT IN A SUBDIVISION have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 228 SW HIDDEN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$565,000
3865 RABBIT RUN ROAD · same community
3 bd · 2 ba · 2,364 sqft · $239/sqft · 38 DOM
Sold · Dec ’25$1,700,000
1460 WASHINGTON STREET · same community
4 bd · 2 ba · 2,923 sqft · $582/sqft · 0 DOM
Sold · Oct ’26$230,000
4405 S PIPKIN ROAD · same community
5 bd · 3 ba · 1,988 sqft · $116/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 228 SW HIDDEN COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 228 SW HIDDEN COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
228 SW HIDDEN COURT FAQs
What would the monthly payment be for 228 SW HIDDEN COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 228 SW HIDDEN COURT?+
The most recent tax bill on record (2025) was $494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $485,000, this home is listed about 54% above the Fort White median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 228 SW HIDDEN COURT?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC544373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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