
2316 NW 39TH AVENUE, CAPE CORAL, FL, 33993
Active5 days on marketListed Nov 2, 2026MLS #GC544581
About this home
2316 NW 39TH AVENUE
RARE 150+ FEET OF WATERFRONT IN NW CAPE CORAL! Create an exceptional Southwest Florida retreat on this oversized, cleared Gulf-access homesite positioned at the head of a quiet cul-de-sac. Offering more than 150 feet of canal frontage, sweeping 180-degree water views and desirable southern rear exposure, the property is designed for sun-filled outdoor living, a custom pool and an impressive waterfront setting. The approximately 100-foot-wide canal connects to the Gulf boating system with only one bridge along the route—ideal for boating, kayaking, fishing and exploring Southwest Florida by water. With no seawall currently installed, the future owner has the flexibility to coordinate the seawall, dock and custom residence as part of one cohesive design. Surrounded by newer construction and million-dollar waterfront homes, the property is convenient to the Seven Islands area, Coral Oaks Golf Course, boat ramps, shopping and dining. No HOA and no deed restrictions offer added freedom to bring your vision to life. No scrub jays or gopher tortoises are currently reported on available records. Secure this distinctive waterfront property and build the Cape Coral lifestyle you have been imagining. (Seller personally known to agent / vetted.)
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,342 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33993 — neighborhood snapshot
Population
35,580
Median age
42.8
Median income
$90,577
Median home value
$364,800
Avg household
2.95
Households w/ children
3,835
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2316 NW 39TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$279,000
1120 SE 23RD TERRACE · same community
3 bd · 2 ba · 1,116 sqft · $250/sqft · 55 DOM
Sold · Oct ’26$250,000
1149 NW 28TH AVENUE · same community
3 bd · 2 ba · 1,116 sqft · $224/sqft · 20 DOM
Sold · Jun ’26$285,000
2442 EMBERS PARKWAY W · same community
3 bd · 2 ba · 1,225 sqft · $233/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2316 NW 39TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2316 NW 39TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2316 NW 39TH AVENUE FAQs
What would the monthly payment be for 2316 NW 39TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2316 NW 39TH AVENUE?+
The most recent tax bill on record (2024) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $140,000, this home is listed about 67% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2316 NW 39TH AVENUE?+
Mariner High School (high), Mariner Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Island Coast High School (high), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$140,000 runs 12% above the CAPE CORAL 33993 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Cape Coral market that averages 45 — if it fits, move quickly.
04Strong assigned schools
Mariner High School, Mariner Middle School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, Island Coast High School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC544581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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